What to do with old tenners

Today is the last day that paper £10 notes are legal tender. If you ever needed an excuse to spend money, this is a good one: use up those Darwin tenners today because no-one will be accepting them from tomorrow. But don’t worry if you do find some down the back of the sofa after the deadline has pa...
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Five precautions for this week's snow

Where’s this Beast from the East then? The weather forecast has predicted a large snowfall this week with all sorts of thrilling language such as ‘polar vortex’ and ‘Siberian blast’. I was expecting large wedges of white in Little Cashington. I’d say all we’ve seen so far is a little dusting. T...
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Help! Elderly parents not online locked out of best #savings deals

Has anyone noticed that all the best savings deals are online only? I cast my eye over the top 20 offers on Moneyfacts the other day and found only three of them (all from the same bank, Axis) had any access other than electronic. Axis does offer branch access too, well done to them, but they only h...
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Five ways to get fit for free

Do you underestimate the amount of calories you eat every day? That was yesterday’s headline on the Daily Telegraph.  Apparently the obesity crisis is all about no-one knowing exactly how fattening a Hob-nob is – leading to overindulgence. There may be some truth in the notion but, in my own ca...
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Five investment tips for Year of the Dog

Happy Chinese New Year! Tomorrow marks the start of the Year of the Dog – see my own decorations in the picture. As a Dog myself (in Chinese horoscope terms, that is) I’m hoping to double up on any good luck available. One of the Chinese New Year traditions is to give money to younger relatives (and...
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Recent Comments
Eleanor Kiy
So CHINA is not a win win situation for investors...? As someone with limited knowledge of these things they appear to be progress... Read More
Monday, 19 February 2018 14:55
Jane Wallace
It's a shame they don't have Year of the Cat. I'm sure it would be very auspicious.
Monday, 19 February 2018 15:37
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Five ways to deal with a wobbly stock market

In the busy run up to half-term last week, you may not have noticed that the stock market plunged. It recovered a bit, but not to its recent heady heights. So far this week, it’s been basically flat as today’s obligatory dessert. The original drop was quite steep and affects everyone with an investm...
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Is Sky TV really worth it?

I don’t believe it! The average monthly bill for Sky has apparently fallen for the first time ever. That may be so in TV Wonderland but not in the Minted household where TV fees seem to be on a one-way journey: up. I ditched Sky back in 2016 when my monthly bill hit £31.75. That was the basic packag...
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Is your investment one of these dogs?

Have you had a look at your investments recently? You should be quids in: the stock market has been riding high (although it has come off recently) and shares have done well. If you’ve lost money, something isn’t right: you could be in a “dog” fund. Twice a year, online fund service Bestinvest crunc...
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Ask your money questions in our new SMM forum

Would you like to know more about money matters but don’t know where to start? Would you like to get commonsense answers from someone about, for example, how to cut your electricity bill? Or would you just like to be up-to-speed with all the latest discounts? Skinted Minted Mum has a brand-new solut...
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Alpine apartments could be cheaper than you think

Do you ever get piste off with your skiing accommodation? As half-term approaches, you may well be headed for a hotel or chalet on the slopes but wouldn’t it be nice to have your own place? It could be more affordable than you think. Away from the high-altitude, high-price resorts such as Courchevel...
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Easy ways to teach kids about personal finance

Big news from the Minted household: Darling Son has turned 13 which means he is entitled to swop his weekly pocket money for a monthly allowance. The downside (for all of us) is that he has to use the money to buy his own clothes. I have explained to him that he cannot wear Call of Duty and tha...
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Revealed: the simple strategy to achieve your saving goals

How are your New Year’s resolutions going? Still on track or abandoned? I’m sorry to admit that I haven’t managed to save a single penny which means my Christmas overspend will remain unpaid at the end of this month. I’ve not achieved even a chink in the debt mountain. That of course makes me feel l...
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Why you should worry about the stock market highs

Share prices are through the roof, which has to be good, right? Actually, that’s debatable. In fact, I’d argue it’s wrong. That’s because when share prices rise fast and quickly, as they’ve been doing recently, it tends to signal that a fall is somewhere on the horizon. Why is this relevant to skint...
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Why you need a second (or even third) dishwasher

I only have one dishwasher but I’ve realised I’m seriously behind the times. Several friends who have moved into new houses recently have either inherited or installed two dishwashers and one family I know has THREE. Good grief, the Minted kitchen is looking positively outdated. Before I rushed off ...
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Today Skinted Minted Mum is one year old!

It's officially our birthday! We've been going for a whole 12 months now - delivering top money-saving (and making) tips to skinted and minted mums across the country and even the world. Hello to all our Hong Kong SMMs who will be reading this long before the UK lot get out of bed! Now we are one th...
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Three whizzy new banking apps to help Skinted Minted Mums manage their money

I confess to being a “late adopter” of technology. I didn’t get a mobile phone until years after everyone else and never really believed the internet would take off. Nevertheless, I can recognise a clever innovation and a couple have recently passed under my nose. They are phone apps which essential...
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What you need to know about money and divorce

Yesterday, the first Monday at work after Christmas, is known as divorce day because lawyers see a spike in enquiries about ending marriages. The festive season can be a testing time for relationships in trouble and is often the final straw. With 42% of marriages now ending in divorce, typically aft...
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My six top tips for paying off Christmas debt quickly

Welcome back everyone! It’s 2018, we’re going back to school and holidays are most definitely over. Meanwhile it’s cold, there’s nothing to look forward to and most of us, including myself, are in the red after a Christmas blowout. I was lucky to be able to borrow from my emergency fund so I won’t b...
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Happy Christmas to all our readers and best wishes for #2018!

Holidays are almost here! The kids finish school soon and the recent snow (or ice, as it was in Little Cashington) lent a festive backdrop to the organised chaos that is Christmas and the finale of the year. Skinted Minted Mum will also be going on a short break after Monday’s newsletter. We will re...
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How to use up or sell on unwanted Christmas gift vouchers

I love a gift voucher, especially when it's in pounds not euros like the photo here - don't worry, the picture editor is in very hot water. A good old-fashioned gift card allows me to buy what I actually want rather than putting up with a present I don’t like or need. Also, if it’s from a store I vi...
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