Insurers charge more than credit cards to pay monthly for car insurance

I was thinking about paying my car insurance monthly until I saw the cost on my renewal notice for doing so: 28.8% APR representative or 12% of my premium extra. Crikey, that’s more than most credit cards, I thought. Just to be certain I double-checked with Moneyfacts. According to their latest figu...
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Don’t miss this free government money for Club 18-39

Nice to get a gift, isn’t it? Those lucky savers who invested in the Lifetime Isa (Lisa) before 6 April this year have recently had a handout from the government of 25% of their savings. In total, 140,000 Lisa investors got an estimated £114 million bonus which, finance firm Hargreaves Lansdown (HL)...
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How to save on school dinners

Salad, salad, salad! Dear Daughter has saved £10s over the last fortnight by making her own packed lunch and taking it to school (see photographic evidence). Admittedly, the mango and pomegranate fruit pot is a bit more premium than the usual apple-choc-biccy combo. In my defence, both were yellow s...
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Car rental rip-offs and how to avoid them

Hiring a car at half-term? Make sure you buy your car hire excess insurance well in advance to avoid getting stung at the rental desk for overpriced insurance policies. Car rental can be an absolute minefield: witness the endless news reports of sharp practice, particularly in Europe. This ranges fr...
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SMM review: Hargreaves Lansdown’s Simply Invest for beginners

Simply Invest is, as the name suggests, quite simple. It’s really just access to one super-cheap investment fund with a few bells and whistles tacked on for novices. It’s an online facility so you have to visit http://www.hl.co.uk/simply-invest . I couldn’t find it through the main HL website which ...
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Get free emergency medical care travelling in Europe with EHIC

Team Minted is about 10 days back from Easter holidays and I’m only just getting over the stomach bug I picked up on the day we left. The one silver lining is that the tummy trouble prompted me to renew my European Health Insurance Card (EHIC) more quickly than I might have done with a clean bill of...
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New baby or not, nanny needs a pay rise

Congratulations to the Duke and Duchess of Cambridge on their new arrival! And commiserations perhaps to the royal nanny, Maria Borrallo, who has just seen her current workload increase by 50%. According to my quick perusal of this morning’s headlines, the Cambridge household won’t be engaging any m...
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Mr Minted saves money cancelling old direct debits

With more time on my hands, I have had limited excuses to not get on with doing all the things I said I was too busy (Mrs Minted prefers the word ‘special’) to do.  I had meant to review my standing orders and direct debits for some time. I was recently told that the consumer had the power to d...
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What to do if you lose your Kindle

What a drag – back to school and back to reality after a wonderful holiday in the Far East. Team Minted aimed to follow that responsible travel advice of taking only photographs and leaving only footprints, which we did, to a certain extent. We also brought home a few stomach bugs plus I left my Kin...
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Jane Wallace
Just adding an update - my insurer justtravelcover.com did pay out on this claim. It isn't quite a fairytale ending to the story a... Read More
Friday, 25 May 2018 18:07
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Why parents really should look at Help to Buy

Getting kids on to the property ladder is not a worry for me yet but I can see it’s an issue for quite a few other parents. Like many other things, it was a lot easier back in the day. I bought my first one-bedroom apartment in Oval for a whopping £56,000 at the age of 26. Ah, if only I’d kept it. N...
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How to get cheap opera tickets

While thousands of tourists flock to London’s Royal Opera House (ROH), for many of us opera remains unapproachable, elusive, and above all, too expensive. This is fake news, however, when opera tickets are more affordable than you think – and less highbrow too. A seat at the ROH may cost as little a...
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Jane is taking a break this week

I'm on hols this week. Back with the blogs from next Tuesday. Hope you managed to get some good time off over Easter!
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Mr Minted goes to Lidl

As regular readers will know already, I’ve recently been made redundant. Although it’s never nice to lose your job, we’re lucky that the Minted finances are relatively sound for the immediate future. However, it does mean the family is somewhat less Minted than it was. Jane took the news of a 15% cu...
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Stock markets are down so time to Bed & Isa

With stock markets on the slide, should you invest in shares? The FTSE 100 dropped below the 7,000 floor last week and is struggling to recover. It doesn’t look very inviting. It could be a buying opportunity but not everyone has the stomach for that. One alternative is to use the downturn to have a...
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Out but not down: Mr Minted deals with redundancy

There is no way of painting this any different to the real picture. We’ve had one of those sudden life changes: Mr Minted has been made redundant. While it was not wholly unexpected, it’s still a bit of a shock. Redundancy really does have such a huge impact on your confidence levels and, of course,...
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Jane Wallace
Thanks! Luckily I'm working in the money-saving industry!
Thursday, 22 March 2018 21:15
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Post Office v Travel Money Club v WeSwap: who wins on holiday cash?

The end of term is on the horizon. Easter is fast approaching and if you’re going away for the holidays, now is the time to order foreign currency to avoid getting ripped off at the airport. There are all sorts of pre-loaded currency cards available now which offer great deals. The Minted family tra...
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Got no money? You can still use your Isa allowance

Virgin sent me a letter last week to check if I was still alive. Bless! They didn’t quite say it like that, of course. It was more along the lines of: ‘We’re worried your details aren’t correct’. I knew what they really meant though. Virgin was right to be concerned. There had been no activity on my...
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Jane Wallace
Apparently it can be after as little as a year, especially for current accounts! Each bank has its own definition although the gov... Read More
Wednesday, 25 April 2018 08:47
Eleanor Kiy
Wow nice surprise to find some cash you'd forgotten about. Good call transferring your Isa, even 1.5% interest has got to be worth... Read More
Sunday, 29 April 2018 16:43
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University costs: what your kids need you to know

Some Year 12 pupils (or Lower Sixth formers) are already thinking about open days at university and perhaps preparing their personal statement for applications. Of course, all mums would want their kids to have the chance of higher education. But are they thinking about their child graduating with £...
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Hurry! Deadline for kids’ #saving is approaching fast

It’s time to pass the hat around relatives and godparents to top up (or start) a Junior Isa for your kids as the end of the tax year looms. This year you can put away up to £4,128 in a Junior Isa or Jisa. This is a saving scheme which shelters the returns on the cash from tax. But you must do it by ...
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How I managed finally to pay off Christmas

It’s been a long old slog – quite the marathon – but at last I have repaid my massive overspend from Christmas: a whopping £1,000. Fortunately this was savings money I had borrowed from myself so I didn’t have to pay any credit card interest. That doesn’t mean it’s free cash. It means I’ve been with...
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Eleanor Kiy
Just a thought ref money saving v quality on kitchen items like the stick blender ... some time ago I discovered that buying from ... Read More
Tuesday, 13 March 2018 08:42
Jane Wallace
Top tip thanks! I will give them a go!
Tuesday, 13 March 2018 08:59
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