Car rental rip-offs abroad and how to dodge-em

Hiring a car abroad this Easter? One of the easiest pitfalls to avoid – and there are many – is being forced into buying overpriced insurance at the rental desk when you pick up the car. Basic cover is included in the rental price but usually it doesn’t include damage to tyres, windows, the interior...
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Start your journey as an investment wonder woman here

Having your own money is a crucial step on the way to empowerment for a woman, or in fact as an individual of any gender. Making sure your nest-egg is growing at its optimum rate is key, yet many women shun investing in favour of ‘safer’ cash savings. Being cautious is one thing, but depriving yours...
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Are you being fleeced for paper phone bills?

I was horrified to find out last week that I am paying £3 extra every time BT sends me a paper bill in the post for my second landline. As they do it every month, that’s a whole £36 a year on top of the iniquitous rental charge of £19.99 a month. It’s not often you have the Daily Mail to thank for a...
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Should I invest ahead of Brexit?

Avoiding the stock market because of the looming spectre of Brexit is a pretty decent excuse for not investing your Isa allowance this year. But is it valid in reality? This tax year, you can put away up to £20,000 in an Isa and shelter it from further income or capital gains tax. It’s a really quit...
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Cheap prom dresses: how to be a budget belle of the ball

Shopping for prom dresses, not skiing, was how I spent the half-term holiday. I was hoping for a lovely bonding experience with Dear Daughter of trying on wonderful creations. Instead it was a horrible slog of ghastly backless bling and, in one specialist shop, the most barefaced, hard-sell tactics ...
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How you can help teenagers remember their bank passwords

Another half-term, another banking crisis. This time Darling Son has managed to screw up his login details for his mobile Lloyds app. Don’t ask me how, something to do with the fingerprint opening of the smart phone.  The solution apparently is to delete the app and start again. But guess what,...
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Five last-minute half-term fun ideas

We’re only at the start of half-term and the mini-Minteds are already driving each other crazy. As usual, it’s up to Mother to find entertainment. I’ve been too busy to book anything in advance so I’ve been having a look around to see what’s on now. I suspect all the big London museums and attractio...
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Should you ditch the Woodford Equity Income investment fund?

Is it time to sell my investment in the Woodford Equity Income fund? Breaking up is hard to do – especially on Valentine’s Day. I’ve had a particularly long relationship with the manager of this fund, Neil Woodford. Back in the early years of his career at Invesco Perpetual, our partnership was bene...
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Cheapest and quickest way to renew your passport

If your passport needs renewing this year, it might be best to sort it sooner rather than later because of – you guessed it – Brexit. If we leave without a deal, the UK could end up as a so-called third country within the EU’s free-roaming Schengen zone. This could mean you’ll need six months left t...
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Where can you get a 40% return on your money, guaranteed?

It’s investment time! Traditionally the period before the end of the tax year at the beginning of April is the season for everyone to top up their annual tax-free allowances. But with the stock market in the doldrums (guess why, begins with B) the prospect of shares isn’t very enticing. Wouldn’t it ...
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What is forecast for your money in Year of the Pig?

Today is the first day of Chinese New Year and it’s the Year of the Pig, the last animal in the Chinese 12-year astrological cycle. So what does 2019 hold for us all in terms of our money? Like most forecasts, the expert views from the feng shui masters vary from the terrible to the wonderful. Of co...
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Which is the cheapest platform for investing?

bestfundplatform lumpsum
Unless you’ve got oodles of money and a dedicated wealth manager at your beck and call, pretty much the only way for the average saver to invest by themselves these days is online. Anyone looking to start a monthly saving plan into the stock market or even a lump sum is going to need a ‘platform’. T...
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Best ski insurance to keep you on the piste

Planning a trip to the slopes at half-term? Better make sure you’re fully insured for all the activities you’re planning because it’s easy to miss the small print on what exactly is covered by your travel insurance and, more importantly, what isn’t. Many money-saving skinted and minted mums will hav...
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How much do I need to save for retirement?

Exactly how much to save into a pension is a common question that no-one seems to be able to answer. It all seems so far away, although as I veer closer to my 50th birthday it becomes a little more pressing than it was in my youth. I suppose the first number I need to think of is how much do I need ...
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How to get divorced in 2019

With January comes the cold weather as well as the peak season for divorce. Christmas, with its tensions over money and family, can often be the final straw, leading to New Year’s resolutions for some to split up once and for all. Divorce is emotionally gruelling and it’s difficult to concentrate on...
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Your money and Brexit 2019: what should we all be doing?

All this Brexit nonsense is very unsettling: there’s my understatement of the year. Like most people, I’m worried about my money, particularly as NOBODY knows what is going to happen ultimately. Selling everything, banking the cash and hiding in a hole until it’s all over is tempting but a bit extre...
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Skinted Minted Mum is two years old today!

We've been bringing you top tips and brilliant bargains for a whole two years now. Thanks for your support!
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Best bank accounts for 18 year olds who aren’t students

My task this week is to find a first bank account for a young relative just turned 18. It’s proving to be quite a challenge. At 18, you’re too old most child current accounts (17 is the maximum age for most banks) and don’t (yet) qualify for student accounts. The attraction of a current account, rat...
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What can I claim back on tax?

Reducing your tax bill is without doubt one of life’s pleasures. Unfortunately it’s quite difficult as HMRC is not in the business of helping us to pay less. Nonetheless, with a little persistence it’s possible to whittle back what you owe. Here are six potential expenses you might be able to offset...
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Start a money diet: five financial resolutions for 2019

How about a MONEY diet for 2019? I think January is the worst time of year to attempt giving up food or drink. It’s cold, dark and summer is miles away – why make your life more miserable? However, seeing as everyone (including me) has overspent during Christmas, it’s a prime time to cut down on cas...
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