Who could get your cash out or pay bills if you weren’t able to?

Here's a gloomy topic for an otherwise sunny Thursday: what would happen to your bills and bank accounts if you were run over by a bus and couldn’t use a cash-point or a computer? The same goes for elderly parents if they start becoming a bit forgetful or, worse, succumb to any one of a list of...
Continue reading
  0 Comments

Now champagne is cheaper than mouthwash, how to find the best bubbly bargains

Just off the return flight from Miami and I find I’ve landed into the middle of a champagne war. The supermarkets are vying with each other so hard that Tesco’s Louis Delaunay champagne is now on for £9 a bottle if you buy six. At that price, the Daily Mail has noticed, it’s £1.20 per 100 ml wh...
Continue reading
  0 Comments

The five hidden costs of a #USAholiday

I’ve been in Florida for about two weeks now and I can confidently report that the US is no longer a cheap destination for British holidaymakers. In fact, I’m not sure it ever was. Friends would come back from New York with tales of shopping triumphs but whenever I went looking - which was not often...
Continue reading
  0 Comments

Cheap as chips US #holiday just piled on the pounds

Look at what I got in my shopping trolley - or cart, as they say here. I confess, I let the kids go mad in a Florida supermarket and guess what, no vegetables came back. I think this little display probably entitles me to receive the Bad Mother of the Year award for disservices to child nutrition. I...
Continue reading
  0 Comments

#HelpToBuy Isa v new Lifetime Isa: which is better?

Brace yourselves! A new financial product is available today. Yes, I’m overwhelmed with excitement too at the launch of the Lifetime Isa (or Lisa). Have you seen the size of the government bonus on this thing? Really, I haven’t had this much fun since they invented self-invested pensions! Unfortunat...
Continue reading
  0 Comments

The pitfalls of switching your #energysupplier

Way back in June last year I had a lightbulb moment and finally got around to switching energy supplier. I was thrilled at the time because, unbelievably, I was going to save over £1,000 a year on my gas and electricity by moving from British Gas to Sainsbury’s. That seems like a lot but Minted Towe...
Continue reading
  0 Comments

Use standalone policy to avoid rip-off #carhireinsurance

I’d forgotten that getting ready for a holiday was such a palaver! I spent two hours packing my own bag yesterday even before tackling Darling Son’s luggage (no, you can’t take the duvet, what d’you mean none of your shorts fit?).  Clothing issues pale in comparison with the paperwork. Tod...
Continue reading
  0 Comments

How to transfer a child trust fund (CTF) to Jisa with a double scoop of tax allowance

Isn’t it beautiful weather? It seems winter is finally over and holidays are within sight. Even the end of the tax year is approaching - what more could you want, except a glass of aperol spritz in the sunshine? By now, everyone has tucked away all their Isas and pensions and whatnot to make maximum...
Continue reading
  2 Comments

The number of women working past 70 has doubled – do you want to join them?

I try not to picture myself in old age: middle age is bad enough. I suppose I’ll have many more wrinkles, a lot more backache and (hopefully) a couple of grandchildren running around. In the best-case scenario, I’ll be drinking beers on a beach in Thailand. Let’s not visit the worst-case scenario. I...
Continue reading
  0 Comments

How I fixed my #Nespresso machine

Here’s the latest crisis to hit the Minted household – our Nespresso is broken! Seven years of service and now the lever press won’t puncture the capsules properly. End result = an inch of brown-tinged hot water in the mug. I could make myself an instant coffee very easily. But it’s not the same as ...
Continue reading
Recent Comments
Jane Wallace
Good point, thanks! I have updated accordingly. Would recommend descaling once in a while as well.
Monday, 07 January 2019 12:14
  2 Comments

How to blow your #investments on a great #party

What would you want to do for your 50th birthday? It’s a real milestone this one, a half-century. Terrifying, because it means you’re officially old, but also a real achievement in getting this far. A celebration is definitely called for. If money was no object, I’d fill a private jet with my pals a...
Continue reading
  0 Comments

How to afford those university #tuitionfees for your children

In an ideal world, who wouldn't want their kids to go to uni? I’ve picked up a few letters after my name over the years and I'd love the children to follow in my footsteps. The trouble is that, when I went, it was free. My lot will face tuition fees of (currently) up to £9,250 a year even before the...
Continue reading
  0 Comments

Will #investing with #Woodfordfunds double your money?

Meet Neil Woodford. He has the Midas touch. Quite literally. He’s possibly the most famous fund manager in the UK right now – and he’s got a proposition for you. How does 5% interest on your money sound? The new CF Woodford Income Focus fund looks tasty indeed. Don’t be put off by the grand name – t...
Continue reading
  0 Comments

How to get the best #exchangerate for your own Grand Tour

Just back from a weekend in Venice where I was supposed to be doing some research for a novel I’m writing – a kinda cloak and dagger thing set in 1618. I did scout a few locations but a more pressing investigation into wine and cichetti (Venetian tapas) kept interrupting. This was my eighth trip to ...
Continue reading
  0 Comments

Where in the world should I #invest before #endoftaxyear?

Pay attention people! It’s about five weeks until the end of the tax year and if you don’t use up your annual tax perks by then, you’ll lose them forever. One of the biggest allowances is the Individual Savings Account (Isa) which is worth £15,240 this year. Admittedly you have to be truly minted to...
Continue reading
  0 Comments

Put your eggs in baskets not #pancakes before end of tax year

It’s Shrove Tuesday! Team Minted will be powering through the egg stores after school in a batter frenzy which the children will end up sticking to the ceiling rather than their plates. Great messy fun but really I should keep back those lovely organic six-packs for a decent cake or (if I could do i...
Continue reading
  0 Comments

#Mortgage rates must rise so lock in now

It’s an irresponsible thing to say but it seems like there’s never been a better time to borrow money, at least in terms of mortgages. Really, money is cheap these days. I remember taking out my first mortgage at the tender age of 28 and paying about 6% interest. That’s the most enormous sum co...
Continue reading
  0 Comments

Women get £47,000 less than men in #pensions from employers

Here’s another shocker: not only are we struggling against the gender divide in our monthly pay packets but, as women, we’ll also have smaller pension pots than the opposite sex by retirement. In cold, hard figures, that equates to a shortfall of £47,000 compared to the guy at the desk next to you i...
Continue reading
  0 Comments

You are losing money in cash now so why not consider #shares?

Check the interest rate on your saving account. Is it less than 1.8%? That figure is the current inflation rate, or by how much the prices of stuff we buy every day is increasing. If your cash is earning less than that, you are actually losing money on your ‘investment’. I’ll bet that wasn’t what yo...
Continue reading
  0 Comments

Can you get #halfterm fun for #halfprice?

I was dreading this half-term. All the children wanted to do was stay home and hang out with friends. Which as every mum knows translates into five days spent inside on the computer and/or social media. While I’ve saved myself a few thousand quid on a skiing holiday, I couldn’t let it lie. We needed...
Continue reading
  0 Comments