Is Sky TV really worth it?

I don’t believe it! The average monthly bill for Sky has apparently fallen for the first time ever. That may be so in TV Wonderland but not in the Minted household where TV fees seem to be on a one-way journey: up. I ditched Sky back in 2016 when my monthly bill hit £31.75. That was the basic packag...
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Is your investment one of these dogs?

Have you had a look at your investments recently? You should be quids in: the stock market has been riding high (although it has come off recently) and shares have done well. If you’ve lost money, something isn’t right: you could be in a “dog” fund. Twice a year, online fund service Bestinvest crunc...
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Ask your money questions in our new SMM forum

Would you like to know more about money matters but don’t know where to start? Would you like to get commonsense answers from someone about, for example, how to cut your electricity bill? Or would you just like to be up-to-speed with all the latest discounts? Skinted Minted Mum has a brand-new solut...
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Alpine apartments could be cheaper than you think

Do you ever get piste off with your skiing accommodation? As half-term approaches, you may well be headed for a hotel or chalet on the slopes but wouldn’t it be nice to have your own place? It could be more affordable than you think. Away from the high-altitude, high-price resorts such as Courchevel...
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Easy ways to teach kids about personal finance

Big news from the Minted household: Darling Son has turned 13 which means he is entitled to swop his weekly pocket money for a monthly allowance. The downside (for all of us) is that he has to use the money to buy his own clothes. I have explained to him that he cannot wear Call of Duty and tha...
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Revealed: the simple strategy to achieve your saving goals

How are your New Year’s resolutions going? Still on track or abandoned? I’m sorry to admit that I haven’t managed to save a single penny which means my Christmas overspend will remain unpaid at the end of this month. I’ve not achieved even a chink in the debt mountain. That of course makes me feel l...
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Why you should worry about the stock market highs

Share prices are through the roof, which has to be good, right? Actually, that’s debatable. In fact, I’d argue it’s wrong. That’s because when share prices rise fast and quickly, as they’ve been doing recently, it tends to signal that a fall is somewhere on the horizon. Why is this relevant to skint...
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Why you need a second (or even third) dishwasher

I only have one dishwasher but I’ve realised I’m seriously behind the times. Several friends who have moved into new houses recently have either inherited or installed two dishwashers and one family I know has THREE. Good grief, the Minted kitchen is looking positively outdated. Before I rushed off ...
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Today Skinted Minted Mum is one year old!

It's officially our birthday! We've been going for a whole 12 months now - delivering top money-saving (and making) tips to skinted and minted mums across the country and even the world. Hello to all our Hong Kong SMMs who will be reading this long before the UK lot get out of bed! Now we are one th...
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Three whizzy new banking apps to help Skinted Minted Mums manage their money

I confess to being a “late adopter” of technology. I didn’t get a mobile phone until years after everyone else and never really believed the internet would take off. Nevertheless, I can recognise a clever innovation and a couple have recently passed under my nose. They are phone apps which essential...
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What you need to know about money and divorce

Yesterday, the first Monday at work after Christmas, is known as divorce day because lawyers see a spike in enquiries about ending marriages. The festive season can be a testing time for relationships in trouble and is often the final straw. With 42% of marriages now ending in divorce, typically aft...
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My six top tips for paying off Christmas debt quickly

Welcome back everyone! It’s 2018, we’re going back to school and holidays are most definitely over. Meanwhile it’s cold, there’s nothing to look forward to and most of us, including myself, are in the red after a Christmas blowout. I was lucky to be able to borrow from my emergency fund so I won’t b...
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Happy Christmas to all our readers and best wishes for #2018!

Holidays are almost here! The kids finish school soon and the recent snow (or ice, as it was in Little Cashington) lent a festive backdrop to the organised chaos that is Christmas and the finale of the year. Skinted Minted Mum will also be going on a short break after Monday’s newsletter. We will re...
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How to use up or sell on unwanted Christmas gift vouchers

I love a gift voucher, especially when it's in pounds not euros like the photo here - don't worry, the picture editor is in very hot water. A good old-fashioned gift card allows me to buy what I actually want rather than putting up with a present I don’t like or need. Also, if it’s from a store I vi...
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Can Skinted Minted Mums make money out of bitcoin?

What’s all the fuss about bitcoin? If you haven’t heard about it, don’t worry, you soon will. It’s a digital currency which has seen over a 1,000% rise in value this year. Yes, that's the right number of zeroes and bitcoin is making millionaires out of its early investors. The big question now is wh...
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Skinted Minted Mum on the BBC: why we should teach kids about personal finance

If you woke up early this morning and turned on BBC Breakfast, you might have caught me on an outside broadcast at a school in Manchester with Steph McGovern. The topic of the day was teaching personal finance to primary school children. This is a brilliant idea in the eyes of Skinted Minted Mum, ye...
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Eleanor Kiy
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Thursday, 04 January 2018 20:57
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Still time to join our #FoodbankAdvent campaign for Christmas

Tomorrow is 1 December and typically the first window on your advent calendar. What will be behind the door or inside the drawer: chocolate, nail varnish or wine? Or, in a break with tradition, have you reversed your advent calendar to give an item every day rather than take one? A few weeks ago, I ...
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How Meghan and Harry can benefit from their #royalengagement

Shocker: Meghan Markle will probably still have to pay US tax even as the wife of a prince. The IRS is notorious for its international reach and, regardless of where you live in the world or even if you give up your citizenship, it’s well nigh impossible for Americans to escape federal taxes. Forgiv...
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Revealed: glitch that lets your kids get discounts on shopping

Children say and do the most remarkable things, especially when left to their own devices. I was (pleasantly) surprised to find that, while I’ve been concentrating on the two behemoths of yesterday’s Budget and tomorrow’s Black Friday, Dear Daughter has been quietly reeling in her own bargains. She’...
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Five top tips for getting the best deals on Black Friday

There’s a big buzz about Black Friday at the end of this week. Along with the Cyber Monday which follows, it’s traditionally a day when retailers offer large discounts (predominantly online but also in store) to coincide with the start of the major Christmas shop. The purchasing manager for Team Min...
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