Revealed: the simple strategy to achieve your #saving goals

Revealed: the simple strategy to achieve your #saving goals
How are your New Year’s resolutions going? Still on track or abandoned? I’m sorry to admit that I haven’t managed to save a single penny which means my Christmas overspend will remain unpaid at the end of this month. I’ve not achieved even a chink in the debt mountain. That of course makes me feel l...
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Why you should worry about the #stockmarket highs

Why you should worry about the #stockmarket highs
Share prices are through the roof, which has to be good, right? Actually, that’s debatable. In fact, I’d argue it’s wrong. That’s because when share prices rise fast and quickly, as they’ve been doing recently, it tends to signal that a fall is somewhere on the horizon. Why is this relevant to skint...
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Why you need a second (or even third) #dishwasher

Why you need a second (or even third) #dishwasher
I only have one dishwasher but I’ve realised I’m seriously behind the times. Several friends who have moved into new houses recently have either inherited or installed two dishwashers and one family I know has THREE. Good grief, the Minted kitchen is looking positively outdated. Before I rushed off ...
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Today #Skinted Minted Mum is one year old!

Today #Skinted Minted Mum is one year old!
It's officially our birthday! We've been going for a whole 12 months now - delivering top money-saving (and making) tips to skinted and minted mums across the country and even the world. Hello to all our Hong Kong SMMs who will be reading this long before the UK lot get out of bed! Now we are one th...
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Three whizzy new #banking apps to help Skinted Minted Mums manage their money

Three whizzy new #banking apps to help Skinted Minted Mums manage their money
I confess to being a “late adopter” of technology. I didn’t get a mobile phone until years after everyone else and never really believed the internet would take off. Nevertheless, I can recognise a clever innovation and a couple have recently passed under my nose. They are phone apps which essential...
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What you need to know about money and #divorce

What you need to know about money and #divorce
Yesterday, the first Monday at work after Christmas, is known as divorce day because lawyers see a spike in enquiries about ending marriages. The festive season can be a testing time for relationships in trouble and is often the final straw. With 42% of marriages now ending in divorce, typically aft...
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My six top tips for paying off Christmas #debt quickly

My six top tips for paying off Christmas #debt quickly
Welcome back everyone! It’s 2018, we’re going back to school and holidays are most definitely over. Meanwhile it’s cold, there’s nothing to look forward to and most of us, including myself, are in the red after a Christmas blowout. I was lucky to be able to borrow from my emergency fund so I won’t b...
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Happy Christmas to all our readers and best wishes for #2018!

Happy Christmas to all our readers and best wishes for #2018!
Holidays are almost here! The kids finish school soon and the recent snow (or ice, as it was in Little Cashington) lent a festive backdrop to the organised chaos that is Christmas and the finale of the year. Skinted Minted Mum will also be going on a short break after Monday’s newsletter. We will re...
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How to use up or sell on Christmas gift #vouchers

How to use up or sell on Christmas gift #vouchers
I love a gift voucher, especially when it's in pounds not euros like the photo here - don't worry, the picture editor is in very hot water. A good old-fashioned gift card allows me to buy what I actually want rather than putting up with a present I don’t like or need. Also, if it’s from a store I vi...
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Can Skinted Minted Mums make money out of #bitcoin?

Can Skinted Minted Mums make money out of #bitcoin?
What’s all the fuss about bitcoin? If you haven’t heard about it, don’t worry, you soon will. It’s a digital currency which has seen over a 1,000% rise in value this year. Yes, that's the right number of zeroes and bitcoin is making millionaires out of its early investors. The big question now is wh...
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Skinted Minted Mum on the #BBC: why we should teach #kids about personal finance

Skinted Minted Mum on the #BBC: why we should teach #kids about personal finance
If you woke up early this morning and turned on BBC Breakfast, you might have caught me on an outside broadcast at a school in Manchester with Steph McGovern. The topic of the day was teaching personal finance to primary school children. This is a brilliant idea in the eyes of Skinted Minted Mum, ye...
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gillian Berkeley
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Thursday, 04 January 2018 20:57
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Still time to join our #FoodbankAdvent campaign for Christmas

Still time to join our #FoodbankAdvent campaign for Christmas
Tomorrow is 1 December and typically the first window on your advent calendar. What will be behind the door or inside the drawer: chocolate, nail varnish or wine? Or, in a break with tradition, have you reversed your advent calendar to give an item every day rather than take one? A few weeks ago, I ...
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How Meghan and Harry can benefit from their #royalengagement

How Meghan and Harry can benefit from their #royalengagement
Shocker: Meghan Markle will probably still have to pay US tax even as the wife of a prince. The IRS is notorious for its international reach and, regardless of where you live in the world or even if you give up your citizenship, it’s well nigh impossible for Americans to escape federal taxes. Forgiv...
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Revealed: glitch that lets your kids get #discounts on shopping

Revealed: glitch that lets your kids get #discounts on shopping
Children say and do the most remarkable things, especially when left to their own devices. I was (pleasantly) surprised to find that, while I’ve been concentrating on the two behemoths of yesterday’s Budget and tomorrow’s Black Friday, Dear Daughter has been quietly reeling in her own bargains. She’...
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Five top tips for getting the best deals on #BlackFriday

Five top tips for getting the best deals on #BlackFriday
There’s a big buzz about Black Friday at the end of this week. Along with the Cyber Monday which follows, it’s traditionally a day when retailers offer large discounts (predominantly online but also in store) to coincide with the start of the major Christmas shop. The purchasing manager for Team Min...
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No more #baldXmastrees: Santa please bring an artificial one

No more #baldXmastrees: Santa please bring an artificial one
The argument over whether or not to get a real Christmas tree has already started in the Minted household. The picture shows last year’s effort (and Grandpa’s shoes, ankle-deep in dropped needles). Everyone else wants a genuine tree apart from me. I can understand their reasoning but look at the pic...
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Get more government money to buy your house with this #helptobuy loophole

Get more government money to buy your house with this #helptobuy loophole
You can get hundreds of pounds more in contribution from the government to buy your first home if you transfer an existing Help to Buy Isa into a Lifetime Isa. But you have to be quick about it because the transfer must be done before April 2018. The Help to Buy (HTB) Isa is a savings plan with gove...
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Struggling with the ungiftable? Six tricks to make a Christmas #hamper the perfect present

Struggling with the ungiftable? Six tricks to make a Christmas #hamper the perfect present
Finding presents for children is easy enough (technology, tech and maybe some more tech) but what about getting Christmas gifts for the man or woman in your life who has everything. Or worse, those elderly relatives who actually don’t want anything? I was wandering through Waitrose yesterday and pic...
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How to hang up on #broadband bills

How to hang up on #broadband bills
Breaking up is hard to do, so they say. I’d agree, especially if your unreliable boyfriend is a telecoms giant like BT. We’ve been in a long-term relationship for about seven years and I’ve put up with all sorts of bad behaviour: poor service, slow broadband, line crackle and so on. The final straw ...
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Reverse your advent calendar and join the #FoodbankAdvent campaign

Reverse your advent calendar and join the #FoodbankAdvent campaign
Most mums will be making or buying an advent calendar soon. Kids love to open a window each day from 1 to 24 December and find the chocolate hidden behind. Adults too can join in the fun with calendars devoted to wine, cheese or even cosmetics. But what about creating a reverse advent calendar where...
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