Bank switch £175, cheap Christmas flights, free gym pass, best easy access savings.
Family finance tips whatever your budget
15 April 2019 www.skintedmintedmum.co.uk
THINGS TO DO THIS WEEK:
Submit your PPI claim. The final deadline is 29 August. Find more details on how to make a PPI claim and do it yourself rather than using a claims company. It’s no more difficult and, if you get a payout, you won’t have to share it with the claims firm.
Spend Debenhams gift cards. The future of the department store is still uncertain. Make sure you use any vouchers you have hanging around. Better safe than sorry.
Shop around for house insurance. Policyholders who have been with the same insurer for six years or more typically pay almost twice as much as new customers, says Citizens Advice. Time to look for a better deal. See our SMM guide to house insurance for more tips.
Tesco Bank Internet Saver paying 1.46% on a minimum £1 deposit. WE LIKE: This isn’t a new rate but a good one which comes close to the best easy access deal on the market (Marcus, which pays 1.5%). You must open the account online, then manage it via an app. WE DON’T LIKE: The rate includes a bonus of 0.91% which lasts for only 12 months. Make a note of when you opened the account and check that the rate after this period is still living up to expectations.
DEALS OF THE WEEK:
Fed up with your bank? NatWest is offering new customers £175 in total to switch to them using the Current Account Switch Service (CASS). If you move before 7 June, you’ll receive £125 and if you’re still there a year later, you’ll get a top up of £75.
Easyjet has released tickets for the 27 October 2019 to 28 March 2020 period, covering the all important October half-term and Christmas holidays. Move quickly to snap up the cheapest deals. Jane has already scored December return flights to Barcelona for £55 per person!
Work off those Easter egg calories with a free three-day gym pass from DW Fitness First. Applies to their chain of gyms nationwide.
Portable charger maker Anker is running a competition until 22 April to win prizes such as its PowerCore and Soundcore products. One winner will be chosen randomly to receive £1,000 while 1,000 winners will be chosen randomly to receive one of 1,000 mystery gifts. All you need to do is submit your email address. Winners will be notified via email by 25 April 2019.
To celebrate the Easter school holidays, we’ve teamed up with Kids Pass, the UK’s No.1 family discounts app for your chance to win a FREE Kids Pass annual membership. The pass gives you instant access to thousands of offers, including up to 40% off cinemas nationwide (seven days a week, adult and child). There’s also kids eat free deals at thousands of restaurants, up to 65% off family days out, money off theme park tickets and up to 10% off UK family breaks and up to 50% off Eurocamp holidays.
SKINTED MINTED MUM EASTER BREAK:
Charlotte and Jane are off on their Easter break this week. Our next newsletter will be Monday 29 April. Happy Easter everyone!
SKINTED BLOGS OF THE WEEK:
The future for Debenhams is under question. Charlotte finds out what to do if you're waiting for an order.
Department store group Debenhams failed. A bill was proposed to force English shops and retailers to take Scottish banknotes. The stock market rose. And pregnancy club Bounty was fined £400,000 by the Information Commissioner’s Office for illegally sharing the personal information of 14 million people with 39 other organisations.
The bad news for customers continues with TSB set to cut the interest rate on its Classic Plus current account from 5% to 3%. The higher rate was originally introduced, it’s thought, as an apology to those accountholders who suffered in the bank’s systems breakdown last year. At the time, TSB said the rate was not just a bonus which would be dropped after a year.
Meanwhile, Brexit stumbled on - although we’re not going to escape hearing about it until 31 October. But in this week’s most important news, we want to know what has happened to Julian Assange’s cat Michi. Has he been evicted from the Ecuadorian embassy too? Is he in the kitty equivalent of Belmarsh prison, pacing up and down the exercise space, digging a tunnel to freedom? We think we should be told.
HAVE YOUR SAY ...
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Easter is a great time for recycling Christmas leftovers still in the freezer. Chip the icing off elderly Christmas cake, leaving the marzipan, and you’ve got Simnel cake. Dip sprouts in chocolate and you’ve novelty Easter eggs for your least-loved relations.
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