Free Mother's Day chocs, cheap theatre seats, free wills, beat BT £3 charge for paper bills, best cash Junior Isa.
Family finance tips whatever your budget
11 March 2019 www.skintedmintedmum.co.uk
THINGS TO DO THIS WEEK:
Write a will. March 2019 is free wills month so now is the time to get your last wishes down on paper for free. You need to be 55 or over. While you don’t have to pay for the will, a donation to charity is welcomed. Visit the Free Wills Month website for a local solicitor in the scheme and check out our SMM guide to writing a will for more inspiration.
Check your British Gas bill. The energy giant has adjusted the ‘good value’ temporary tariff which customers are automatically billed if they don’t switch to another deal once their current arrangement expires. MSE says this special tariff is now priced in line with the energy price cap and is actually quite expensive. You can switch easily to a better rate via comparison websites such as uSwitch* or MoneySuperMarket*.
Buy car hire excess insurance. Avoid unnecessary costs if you’re renting a car abroad this Easter by buying this in advance in UK instead of coughing up for an overpriced policy at the hire desk. See our guide to renting cars abroad for more tips.
National Savings and Investment Junior Isa paying 3.25%. WE LIKE: The rate, which is one of the best on offer. WE DON’T LIKE: This is a cash Jisa. If your child is a long way off being 16 then you could get better returns over the long term from an investment Jisa.
DEALS OF THE WEEK:
Free chocolates with Mother’s Day flowers from Marks & Spencer*. Send the link to the family as a helpful hint or you know they will forget.
Half-price paint Dulux at Wilko if you’re in a DIY springtime mood. Any colour as long as it is white…
Currently there’s up to 45% off hotel rooms from Expedia plus 11% cashback if you buy through cashback website Quidco*. You can also take advantage of the special deal we’ve arranged for SMM readers which is a free £10 cashback for signing up to the site.
WORTH A LOOK:
Free Postcode Lottery has renamed itself as Pick My Postcode and is now paying out £500+ a day. All you have to do is enter your postcode and return to the site to check if you’ve won. The prizes are funded by advertising and the site claims not to pass on your details to third parties. (SMM tip: There are competing, similar sites but you must pay to enter so avoid.)
View from the gods: cheap seats to see the musical Company in the West End in March are available via LOVEtheatre. The website says from £14.50 but the tickets seem to be £20.30 for weekends or weekday performances. Still, this is a lot better than the £58 Jane paid last month (worth every penny). Check out the rest of the site for decent deals on other shows too.
Eggs-citing news: Asda has Marmite-flavoured chocolate Easter eggs for £3 a pop. Might be disgusting but could be an economic and fun gift for those who don’t like chocolate.
SKINTED BLOGS OF THE WEEK:
With many towns now without an ATM, Charlotte discovers where to go when you need stone-age cash.
Jane goes paperless when she finds out the steep charges BT makes for sending you bills by post.
WHAT HAPPENED LAST WEEK (to 10 March 2019):
What with ‘meaningful’ B****t votes and the Spring Statement this week, the world of money was a quiet place last week. Good news from the Financial Ombudsman Service though, which announced its compensation limit will go up from £150,000 to £350,000 next month.
This could help unhappy car buyers as those sold personal contract plans - a type of car finance - could possibly be in line for compensation due to overcharging, typically of £1,000 a year, following an investigation by the FCA. Finally, there’s a campaign starting up to bring back childcare vouchers as the replacement scheme isn’t popular. Sign the petition here.
HAVE YOUR SAY ...
Got a question you want to ask about money? Or do you want to pass on any great deals to other readers? Share your thoughts with others at our forum by clicking here or send your money queries to:
Harness the power of March’s strong winds. Who needs a tumble dryer when it’s gale force out there? Invest in strong pegs unless you want your underwear to end up in next door’s daffs.
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