Cheap London theatre, frugal fizzy, free Lego magazine, bargain baby strollers, top fixed rate savings.
Family finance tips whatever your budget
28 January 2019 www.skintedmintedmum.co.uk
THINGS TO DO THIS WEEK:
Gatehouse Bank one year fixed rate bond at 2.15%. WE LIKE: The rate beats inflation, it’s run online and the minimum investment is £1,000. WE DON’T LIKE: It’s a bit complicated. Gatehouse is Sharia-compliant so the rate is ‘expected profit’. You apply via Raisin UK rather than Gatehouse. Deposits are covered by the UK’s Financial Service Compensation Scheme just like most other savings banks.
DEALS OF THE WEEK:
Chase away January blues with a trip to the theatre. There’s a sale on London theatre tickets with family favourites Aladdin and School of Rock from £20 per person or perennials Wicked and The Woman in Black also £20.
Jane’s favourite Marks & Spencer champagne Louis Vertay is only £90 for a case (six bottles so £15 a bottle) at Marks & Spencer. Could be an idea to stock up now ahead of Valentine’s Day or summer parties.
Mini-figure fan? There’s a free subscription to the Lego Life magazine you can sign up to online. It’s aimed at five to nine year olds and is delivered to your door five times a year. Older kids can download it as a PDF.
WORTH A LOOK:
Expect a 70% off sale at Boots any day soon, says The Sun. It’s likely to be on unsold Christmas gifts so buy branded perfume gift sets and other smellies now for upcoming birthdays or even next Christmas.
Get bargain baby strollers (£49.99 down from £89.99) from the Middle of Lidl section of our favourite discount supermarket. There’s other baby stuff deals too including monitors, play mats and nail care kits.
Brave Brexit and bag a bargain break with TUI which has £150 off May and June holidays with the code SUMMER150 if you spend £1,000+.
Inflation fell to 2.1% and, as some savings accounts are paying more this, it makes cash saving worthwhile for the first time in ages, although you’ll still have to go for a fixed rate. In other good news, BT is freezing broadband, landline and mobile prices for a year. After that, they'll go up in line with inflation which hopefully will stay low.
Before you get too happy, car insurance has gone up for the first time since 2017 thanks, apparently, to Brexit. And the housing market is in its worst state in 20 years with sales down, according to estate agents. Guess what’s to blame? Clue: B**x*t. Amazingly, Brexit has nothing to do with reported tech trouble at Lloyds banking group on Friday when customers couldn’t make online payments. That was down to systems. It’s always systems or Brexit, isn’t it?
HAVE YOUR SAY ...
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Teenagers given up meat for Veganuary? Find cheap substitutes: poundshop marshmallows for tofu (coat with chilli sauce to disguise sweetness), bread for seitan and chopped cardboard for jackfruit. They’ll be begging for spam by February.
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