Save with 'smell-alike' scents, free Hamleys voucher, bargain beauty, discount cinema and restaurants.
Family finance tips whatever your budget
17 December 2018 www.skintedmintedmum.co.uk
THINGS TO DO THIS WEEK:
Shop in the early morning. Set the alarm early on Christmas Eve or the days before because you won’t get a supermarket delivery slot now and the aisles will be rammed. The stores are open on Boxing Day so you don’t need mounds of perishable food.
Keep an eye out for the sales. Many will start before Christmas thanks to desperate stores trying to attract reluctant shoppers. It may also be worth cruising for yellow stickers just before closing on Christmas Eve. Smoked salmon and turkey crowns freeze and are a nice weekend treat in late January, especially with a big markdown.
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Leeds Building Society five year fixed rate cash Isa paying 2.05%. WE LIKE: Rate is good; account can be run online, by phone or via branches. Minimum deposit of £100. WE DON’T LIKE: The rate is lower than the current rate of inflation and five years is a long time to lock in for at a fixed rate.
DEALS OF THE WEEK:
Get a 30-day trial of Kids Pass* for just £1 here (normally £39.99 a year). Perfect timing to cover the Christmas holidays, Kids Pass members get up to 40% off at cinemas nationwide, including adult and child tickets, seven days a week. Plus lots of other discounts on days out and restaurants.
Check out Lidl for ‘smell-alike’ scents. Its Suddenly Madame Glamour, for £3.99 for 50ml, is reported to smell just like Chanel’s Coco Mademoiselle which is £49. Other ‘dupes’ recommended by website Good to Know include Primark Pomegranate & Black Tea (£8) for Jo Malone Pomegranate Noir Cologne (£88) and M&S Butterfly (£14) for Marc Jacobs Daisy (£38.50).
There’s £5 off a £50 spend or £10 off a £100 splurge at Hamleys. See here for the online voucher. Offer lasts until Christmas Eve.
WORTH A LOOK:
If your child is getting a phone or tablet for Christmas, you might want to give it preloaded with Qustodio*. This allows you to monitor and limit their social media use remotely. There’s 10% off on all Qustodio Premium plans here until 1 January with the code HAPPY2019 (should be automatically applied at checkout).
There’s half-price chocolates and a third off wine at Marks & Spencer. Also one kilo tins of Belgian biscuits are half-price. The diet starts on 1 January!
Boots is still going with its huge value Star Gifts. The No7 Collection Gift Set here is now £39, reduced from £80, and claims to include 10 full-size No7 products worth £149.50. Crikey!
SKINTED BLOGS OF THE WEEK:
Charlotte reveals how losing weight can save you money here.
You can rein(deer) in festive spending and avoid debt, Charlotte explains here.
MINTED BLOGS OF THE WEEK:
Jane wonders here if she should sell her Isa because of Brexit.
Jane predicts the best cash and investment Isas for 2019 here.
WHAT HAPPENED LAST WEEK (TO 16 December 2018):
One pound buys just US$1 at airports; Brits will be charged seven euros to visit Europe after Brexit; holidaymakers have been warned not to book breaks until after 29 March. Wow, sounds like 2019 is going to be a cracker of a year, doesn’t it? We’ll all be holidaying in Cleethorpes. It will be like being back in the 1950s (which will please some Brexiteers).
Back then, of course, there was no broadband or online banking, which is a bit like being an O2 or TSB customer now. The former says it will compensate customers for missed cover and the latter admitted another IT glitch (at least its third this year).
This week there were also more problems highlighted for those parents who don’t sign up for child benefit. Jane has written here about how mothers can lose valuable state pension credits but it’s been revealed that teenagers won’t automatically receive national insurance numbers when they turn 16 either. The SMM view is that you must register for child benefit, even if you’re not eligible, otherwise the government has no way of knowing that you’ve had a baby. It’s possible to tick a ‘zero’ payment box on the application which should help with ongoing tax returns.
For a bit of light relief, we liked the idea in The Times of the ‘four presents’ rule: something to wear, something to read, something they want and something they need. Or the dodgy version: something regifted, something on sale, something shoplifted while mum was on bail.
HAVE YOUR SAY ...
Got a question you want to ask about money? Or do you want to pass on any great deals to other readers? Share your thoughts with others at our forum by clicking here or send your money queries to:
Save money on expensive food and fuel at Christmas. Cook the turkey on the barbecue. The resulting food poisoning means no-one will want to eat anything until the New Year.
SKINTED MINTED HOLIDAY:
We're off on our Christmas hols now so the newsletter will be taking a break over the festive period. We'll be back with much more money-saving tips (and resolutions) in January. See you then!
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