About Charlotte

s logoCharlotte Beugge was deputy personal finance editor at both the Daily Telegraph and the Daily Mail. She is now a freelance journalist and widow living on the south coast with three cats, two fish and one school-age son.
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About Jane

m lower case logoJane Wallace is a former Daily Mail  journalist and married mother of two. One day she'll be a best-selling novelist. Until then, she writes on personal finance and enjoys the odd glass of prosecco champagne.champagne v2