Railcard discounts, cheap Ideal Home Show, bike trade-in bargain, knockdown perfume, 78% off mags.
Family finance tips whatever your budget
18 March 2019 www.skintedmintedmum.co.uk
THINGS TO DO THIS WEEK:
Hurry up and buy stamps. The price of first class postage goes up 3p to 70p from Tuesday 25 March so think about stockpiling. Second class - thanks to a mini cock-up - go up to 61p on 25 March but on 1 April go down to 60p. Best to buy now when they are still 58p each.
Go to the dentist. NHS dental prices go up by 5% on 1 April. Time to ‘treat’ yourself to a new filling. Also from 1 April NHS prescription prices go up, with a single prescription up 20p to £9. However, a three month prescription season ticket stays at £29.10 and a year at £104 - worth considering if you have an ongoing condition.
Check passports are up to date. Ahead of any Easter travel, make sure all family members have valid documentation. It’s recommended to have at least six months till expiry: some countries make a fuss otherwise. See Jane’s blog on the cheapest and fastest way to renew your passport for more tips.
M&S Bank current account with a free £180 Marks & Spencer giftcard for new customers switching from other banks. WE LIKE: The bribe, obvs. Would buy a lot of knickers or Percy Pigs. WE DON’T LIKE: Lots of conditions: you have to set up at least four direct debits and pay in £1,250 or more every month. You only get £80 of the payment after a year.
Money Saving Expert has two Ideal Home Show tickets for £10 if you enter the code MSE10 at the Ideal Home Show website. The show is at London Olympia from this Friday to 7 April. Tickets are normally £16 to £22. One child 15 or under is free with each adult.
Brilliant bike trade-in deal at Halfords: you get 20% off a new bike, scooter or helmet if you take in an old bike, scooter or helmet. It’s mix and match so you can swop an outgrown scooter for 20% off a whizzy new bike. Online and instore, offer lasts until 3 April. Traded-in goods must be in decent condition.
WORTH A LOOK:
Snap up some cheap Elizabeth Arden sale at Allbeauty.com where there are loads of perfume bargains just in time for Mother’s Day.
Marks & Spencer* has a 50% sale on womenswear, menswear, shoes, wine, beauty and home as does dear old Debs. Again.
Get six issues of monthly mags Good Housekeeping, Country Life, Prima, Red, Elle, Cosmopolitan and others for just £6, delivered to your door. That’s a 78% saving on the normal cover price.
There were two major crackdowns by city regulator the FCA this week. First was its £29 million fine on Carphone Warehouse for misselling its Geek Squad mobile phone insurance. Second was its proposal to stop or cap exit fees on funds, making it easier to switch your money between investment platforms.
Meanwhile, it seems we’re preferring to spend small amounts with our plastic instead of using cash. The number of contactless card transactions has soared, says UK Finance, with 31% of card payments made in 2018 without inputting a PIN.
And finally, a call to action. HMRC says there are 700,000 child trust funds which are now dormant although other estimates put it closer to one million with the Share Centre saying there is £1.5 billion sitting in these closed accounts. See our guide to how to track down your child’s missing trust fund and locate the lost nest-egg.
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