Cheap Valentine roses, free craft workshops for kids, travel insurance & Brexit, discount holidays in the sun.
Family finance tips whatever your budget
4 February 2019 www.skintedmintedmum.co.uk
THINGS TO DO THIS WEEK:
Give Premium Bonds. The minimum investment has fallen from £100 to £25 and you can regular save into the bonds too. You can also now buy Premium Bonds for any child, not just your own. Be aware that while your money is 100% safe with Premium Bonds, there’s no guarantee you’ll win prizes.
Check your travel insurance for Brexit bother. Travelling after Friday 29 March ie Easter holidays? Read the small print to ensure you’re covered for flight disruption due to Brexit.
Renew your TV licence. The price is rising by £4 a year to £154.50 from 1 April so make sure you renew yours before then or pay the extra.
Skipton Building Society Cash Isa Tracker paying 0.46% above base rate. WE LIKE: Tracking above base means you know easily what you’re getting. Currently, the rate is 1.21% (0.75% plus 0.46%). If base rises, so does your interest rate. WE DON’T LIKE: The tracking only lasts until 6 May 2020. You can do better with an online variable rate cash Isa from Leeds BS (1.38%) or a one-year fix with Cynergy Bank (1.73%).
The eagerly awaited 70% off sale at the Boots is now on for last of the Christmas bargains or check out the 70% off bargains on clothes, shoes and more at La Redoute.
More prosaic poundstretching on cleaning stuff at B&M. Deals on Dettol, Vanish and Comfort: great for a spring clean.
WORTH A LOOK:
Hobbycraft is holding free workshops in store for kids on Saturdays, at half-term and also over the Easter holidays. Make slime-fillable eggs, masks, Mother’s Day cards, Easter eggs and more. Children must be accompanied.
Love is cheap as the supermarkets battle to offer the cheapest bouquet of red roses for Valentine’s Day, starting next week. Aldi will have 12 for just £2 while Lidl is charging £4 and both Morrisons and Sainsbury’s have them for £5, says Money Saving Expert. No excuses not to treat your beloved!
If you’ve ever considered selling stuff on eBay but never got around to it, here’s an incentive. From 3 March 2019, eBay is giving private sellers 1,000 free listings a month (excludes Classified Ads and Cars, Motorcycles & Vehicles). Private sellers with a shop will get the same deal. See eBay’s list of fees for more information.
Jane's got some top tips for getting the best ski insurance if you're on the piste at half-term.
WHAT HAPPENED LAST WEEK (to 3 February 2019):
The work versus childcare battle continues as the BBC found evidence that women are being sacked from work after having babies but are being paid off and silenced with non-disclosure agreements.
Meanwhile silver travellers will be out of pocket as Saga scraps its platinum credit card. It didn’t charge foreign currency conversion fees and was popular with frequent flyers.
And now for more bad news. If you’re trying to keep out the cold with a drink or two, be aware that the rate of duty on a bottle of wine has gone up by 8p. We’re loath to mention B**xit but apparently Unilever is stockpiling Magnums in case of disruption post 29 March. At least someone’s doing something sensible.
HAVE YOUR SAY ...
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Take photos of the whole family in skiing gear in the garden while snow lasts. At half term, post them on Facebook and pretend you’re in the Alps. A few props will help with authenticity: get your other half to dress up in lederhosen and play a flugelhorn in the background.
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