Discount cinema, 20% off gift cards, cheap candles and chocs, best accounts for tweenagers.
Family finance tips whatever your budget
10 December 2018 www.skintedmintedmum.co.uk
THINGS TO DO THIS WEEK:
Post your Christmas cards. The last day for second class posting is 18 December. Check all the last posting dates here.
Buy online. To be sure of getting essentials posted in time for Christmas, organise purchases now. You might also be better off paying for delivery - worth it for the peace of mind.
Hold out for a discount. It seems shoppers so far have kept their hands in their pockets this Christmas. Nearly every store has some kind of sale and prices could fall further. If you’re brave, or opportunistic, there could be some very attractive last-minute bargains.
Post Office Online Platinum Mastercard. WE LIKE: Highly rated by Moneyfacts for its 28 months of 0% interest for purchases and 18 months at 0% for balance transfers. WE DON’T LIKE: The balance transfer fee of 2.89%. And 0% deals are only good if you clear your balance during the 0% period. After that, the rate is 18.9%.
DEALS OF THE WEEK:
Tesco has 20% off various gift cards including 20% off Vue (£25), Now TV/Cinema (£15), Now Music (£25), Tastecard (£20) and Starbucks (£20). Offer runs until Sunday 16 December 2018, instore only.
Get a 30-day trial of Kids Pass* for just £1 here (normally £39.99 a year). Perfect timing to cover the Christmas holidays, Kids Pass members get up to 40% off at cinemas nationwide, including adult and child tickets, seven days a week. Plus lots of other discounts on days out and restaurants. [SMM tip: take your favourite sustenance to get you through Fantastic Beasts: The Crimes of Grindelwald. It’s very long and quite confusing.]
Desperate measures at Brand Alley. We saw fancy Parks scented candles (normally £36) reduced to £10 here as well as zillions of half-price or better deals on Ted Baker, Fatface, Orla Kiely and more. Also £10 off a £50 shop when you first sign up to the newsletter or alternatively use the code MAIL10 until 19 December.
WORTH A LOOK:
Cheapo Christmas poinsettias at Lidl here. Good for gifts for teachers, elderly neighbours or just for decorating the house. At £1.99 you can’t expect it to last long, but then even the posh ones seldom thrive far into the new year.
Chocalicious! Three for two on chocolates at Thorntonshere and spend £25 or more and get a free £10 box here.
Half price Soap & Glory Bubble Act bundle from Boots for £30 (normally £60). Perfect for teenage girls (and maybe even their mums) here.
SKINTED BLOGS OF THE WEEK:
Charlotte feels her mortality and finds out how to write a will cheaply here.
Could you get a better savings rate? Here Charlotte explains how.
MINTED BLOGS OF THE WEEK:
Jane picks the best accounts for tweens and teens to put their Christmas cash here.
Jane looks here at money gifts which aren't just for Christmas.
WHAT HAPPENED LAST WEEK (TO 9 December 2018):
Mobile phone operator O2 is to compensate its customers after its service was disrupted this week. Those with monthly contracts will be refunded two days’ service and those on pay-and-go will get an extra 10% credit when they top up.
House price growth slowed to its lowest level for six years and prices have hardly changed over the past 12 months, Halifax reported. But at least buying a home should be cheaper: two and five year fixed mortgage rates are at their lowest for 23 years, said the Bank of England.
The stockmarket tumbled dramatically on Thursday (before picking up on Friday) thanks to Brexit uncertainty and worries over global growth. There's more roller-coastering ahead as MPs grapple with voting through the Brexit proposals. Finally there's one thing to (sort of) look forward to next year: the Pensions Dashboard will be rolled out, allowing everyone to see online the value of their occupational and (in 2020) state pensions.
HAVE YOUR SAY ...
Got a question you want to ask about money? Or do you want to pass on any great deals to other readers? Share your thoughts with others at our forum by clicking here or send your money queries to:
Scour the shops for reduced chocolate, beauty or gin advent calendars. Empty them of their goodies and stuff Christmas stockings with the plunder.
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