Top saving account pays 1.5%, Halloween & half-term ideas, Boots better-than-half-price, bargain Baileys.
Family finance tips whatever your budget
15 October 2018 www.skintedmintedmum.co.uk
THINGS TO DO THIS WEEK:
Save Nectar points. MoneySavingExpert predicts there will be a double points promotion at Sainsbury’s in November.
Buy booze. While there are no indications that the Chancellor will increase fuel duty or taxes on alcohol or drink, it might be worth stocking up ahead of the Budget on 29 October.
Window-shop at House of Fraser. There are reports that the troubled department store has told some of its gift card customers that they will be sent e-vouchers shortly. If you do get one, spend it quickly...
RBS/Natwest Savings Builder account paying up to 1.5%. WE LIKE: The rate. WE DON’T LIKE: You only get 1.5% if you save between £50 a month and a maximum of £10,000. Over that, the rate is 0.2%. You need to be a RBS or Natwest current account customer.
DEALS OF THE WEEK:
Boots has a better than half-price deal on Joules Wonderful Weekend and On the Mooove bags. Both are normally £50 now £24. Decent Christmas prezzies, selling out fast see here.
There’s 50% off at Seasalt if you’re into the Cornish artist look; also try the half price sale at anthropologie if you’re more of a Notting Hill trendy. Or the same off at River Island if your look is more down to earth.
Excellent Xmas idea for kids aged up to six: cotton personalised reindeer pyjamas. From Graffia here priced £14.95 but 25% off with this code ASHLEYXMAS from Ashleigh Money Saver.
WORTH A LOOK:
Hoping to buy new school shoes at half-term? (Jane didn’t get around to reshodding the mini-Minteds last month.) There’s 50% off a big range at Clarks.
Cheap Baileys at Tesco! Normally £20 for a litre bottle, now £12 until Monday 22 October. Flavours available include Original, Coffee, Chocolate and Orange Truffle.
If you’re stocking up on chocs for Halloween, check out packs of Maltesers, Galaxy, Milky Way and M&Ms for a free Sunday cinema ticket. The packs must be bought by 31 October and the screenings are for Sundays until 18 November. See Sweet Sundays here.
SKINTED BLOGS OF THE WEEK:
Charlotte gets her head out of the clouds and on top of her paperwork here.
Charlotte finds out here what it's like to live in a town with no banks and no external cash machines.
MINTED BLOGS OF THE WEEK:
Jane looks at what's on for half-term and Halloween here.
How can you limit your kids' time on social media? Here Jane reveals five apps which can help.
WHAT HAPPENED LAST WEEK (TO 14 October 2018):
The stock market fell out of bed over geopolitical concerns with the FTSE 100 dropping below 7,000 by the end of the week. That’s about a 10% drop from the peak in May and it affects (negatively) the value of our pensions and stocks and shares Isas. Conversely, for the brave, now could be the time to invest (because prices are low). Check out Jane’s timely piece in the Daily Mail on Wednesday which explains why, even if there are downturns along the way, you should choose shares for your child’s Junior Isa.
Another week, another blunder from TSB: some customers were wrongly told they had no money in their accounts. The problems at TSB started six months ago when a computer upgrade left two million customers locked out of their online accounts. Finally, good news for those of us who still like physical money. Soon £50 plastic notes will be in circulation as will special edition 50p coins marked with Paddington Bear.
HAVE YOUR SAY ...
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"Save electricity by refusing to put the clocks back on 28 October. Stick to British Summer Time and you'll have an hour less of having to switch the lights on every night."
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