£125 for switching bank, bargain weekend breaks, free/cheap Ideal Home tickets, Christmas gift deals.
Family finance tips whatever your budget
8 October 2018 www.skintedmintedmum.co.uk
THINGS TO DO THIS WEEK:
Get ready for half-term travel. Check you’ve bought travel insurance, passports are up to date and you have actually booked the rental car (someone in the Minted household, who shall remain nameless, forgot to do this).
Book train tickets for Christmas. Fares are available now and it’s always cheaper to buy in advance.
Start tracking prices of potential Christmas purchases. Then you’ll be up to speed on whether or not offers on Black Friday (26 November) are a good deal. Sign up to membership schemes too so you’ll be first to hear about any special offers or sales.
Get £125 for switching to NatWest Reward Current Account by 3 December. WE LIKE: Free money and switching is relatively easy. There's also cashback on utility bills and purchases from some retailers. WE DON’T LIKE: You must pay in at least £1,500 each month and there’s a £2 a month fee. There are other deals too, see here.
DEALS OF THE WEEK:
Winter weekend wonderland! Check out www.weekend.com which has some real bargains for Friday to Sunday breaks in the cold months. We spotted a trip to Berlin, staying in a three star hotel, leaving London Gatwick at 08:40 on Friday 18 January 2019 returning Sunday 20 at 18:05 for £94 per person. Many other destinations also available such as Malta, Marbella and Warsaw, all for under £100 per person.
A host of Christmas deals are already in store: three for two on Christmas gifts at Marks & Spencer; a toy sale at Smyths including 20% off some Lego sets; half-price toys at Tesco including five mini Disney princesses for £25 rather than £50.
Half-price tickets to the Ideal Home Show at Christmas. From 21-25 November at London Olympia. Only £15 for two in the week or £17 at the weekend (normally £30+) via Groupon. Or try to get free tickets via MoneySavingExpert by Friday but weekend ones are already sold out.
WORTH A LOOK:
The pre-paid Mastercard for kids aged 6 to 18, gohenry, is free for the first two months with new subscriptions here. The deal is advertised on the sign-up page. Normally £2.99 a month with a free card or you can pay £4.99 extra to get a personalised one. SMM likes this for young kids only. Bank accounts are available to 11 years olds and up and are a better deal.
Turning the pages of a book just too onerous? Try 50% off membership of Audible for three months (£3.99 then £7.99) via Ashleigh and have books read to you.
HURRY HURRY! Save up to 53% on Strictly Ballroom The Musical. Seats from £15 to £39.50 and no fees. Deal ends today for performances before 27 October. This and other deals from LOVEtheatre.
SKINTED BLOGS OF THE WEEK:
Charlotte reveals that some of us could be sitting on a mortgage time bomb here.
With winter approaching, here Charlotte weighs up boiler insurance.
MINTED BLOGS OF THE WEEK:
Jane reveals here that vegan food can be more expensive than meat.
More than half of twenty-somethings have no savings, says the Office for National Statistics. Frankly, given the cost of rent and student loans, it’s surprising that any of them have money squirreled away. And investing isn’t popular with any ages - £423 million was withdrawn from UK funds in August. Since the Brexit vote 16 months ago, more than £10 billion has been taken out of UK funds.
For those with enough cash to travel, there was bad news as the (Danish-owned) budget airline Primera went under. Customers have been left to claim refunds from credit and debit cards or travel insurance as few will be covered by the UK’s Civil Aviation Authority’s scheme. There was more bad news for travellers as Nationwide has upped the cost of using its debit card abroad from 2% to 2.75%. It’s also angered non-internet customers by stopping issuing paper statements.
HAVE YOUR SAY ...
Got a question you want to ask about money? Or do you want to pass on any great deals to other readers? Share your thoughts with others at our forum by clicking here. Our First Lady of Commonsense, Aunt Pecunia, is eagerly waiting for your money queries at:
Buy cheap washing powder from Lidl/Aldi etc. Decant it into empty brand-name powder box. It will soon smell just like the real thing.
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