Student discounts, cheap sun-cream and Havaianas flip-flops, Sky Mobile rewards, trainers sale, Boots No 7 bargain.
Family finance tips whatever your budget
23 July 2018 www.skintedmintedmum.co.uk
THINGS TO DO THIS WEEK:
Final checks for holidays. Make sure passports are up to date, the right names are on the tickets, the papers are cancelled and the cattery is actually booked.
Don’t fit a smart meter. The original ‘smart’ energy meters which reportedly go wrong when you try to switch providers are still being fitted. Ask for a second generation meter (which is supposed to be able to handle it) or just wait until all the issues are ironed out.
Organise your tax. Remember if you make payments on account you might have a tax payment due by the end of this month. Renew your tax credits too before the 31 July deadline.
National Savings & Investments Direct Isa. The interest rate is dropping from 1% to 0.75% on 24 September. WE LIKE: NS&I is super-safe: more so than ordinary banks. But that’s about it. WE DON’T LIKE: This is a rate cut affecting about 400,000 savers and base rate hasn’t fallen. You can get much better deals: Tesco Bank pays 1.23% (including a bonus) and takes transfers in from other Isas.
DEALS OF THE WEEK:
Cheap Havaianas for those of you off to the beach here - they also come in more restrained colours.
Tantastic! Aldi’s Lacura suntan lotion is SPF30 and costs £1.99 - it’s highly rated too. Bargain.
Get £99 of No 7 products for £30 in the Beauty Vault deal at Boots here. Includes lipstick, mascara, nail polish and more.
WORTH A LOOK:
Sky Mobile is now letting customers cash in their unused data allowance for up to £50 off a range of phones, tablets and mobile accessories. Check out Piggybank Rewards here.
Need new trainers for September? Sports Direct has a big sale on branded footwear here and there’s also up to 70% off New Balance items.
If you’re off to university or sixth form in September, have a look at signing up to UNiDAYS. It’s a phone app with hundreds of discounts on food, tech, going out and clothing. It’s supposed to be for over 16s but we found that so long as you have an email address at an educational establishment, you can join in the fun here.
SKINTED BLOG OF THE WEEK:
Wish you could live abroad not just holiday there? Charlotte works out the cost of making the dream reality here.
MINTED BLOGS OF THE WEEK:
Jane reveals why your under-18 may not be properly insured when travelling without you here.
Surely instructions on how to use a kettle aren't necessary for this student accommodation kitchen? Jane reports here on how not being able to make a cup of tea can seriously impact a child's university education.
WHAT HAPPENED LAST WEEK (TO 22 July 2018):
Just in time for holidays, it was revealed (by the BBC) that banks charge UK holidaymakers £1 billion a year for using their cards abroad. And in more bad news for those of us going overseas, exchange rates are dreadful. At Stansted airport last week, one bureau de change was offering 0.89 euro for £1. If you still fancy going abroad, then at least the trip will be cheap: both Tui and Thomas Cook announced a sale on holidays. If you’re staying in the UK, it will be pricey. According to the Mirror, parents will spend £8 billion (an average £594 a week) on entertaining the kids over the holiday. Only six weeks until they go back to school...
HAVE YOUR SAY ...
Got a question you want to ask about money? Or do you want to pass on any great deals to other readers? Share your thoughts with others at our forum by clicking here. Our First Lady of Commonsense, Aunt Pecunia, is eagerly waiting for your money queries at:
Doing a self-catering holiday in Britain? Soften the sting of the cost by taking your laundry with you. Curtains, duvets, dog towels - stick it all through the rental property’s machines and save, save, save on energy usage. The one benefit of it raining is that someone else will be paying for the tumble dryer.
SKINTED MINTED HOLIDAYS
Skinted Minted Mum will be taking its annual summer break from today so the newsletter will be temporarily offline for the next few weeks as will both blogs. We'll see you for the back to school rush at the end of August. In the meantime, we hope you get to enjoy some time off in this lovely weather or wherever you are in the world. Happy holidays!
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