Unclaimed lottery prizes, bargain gym day pass, perfume discounts, two-for-one restaurant deals, Amazon Prime day.
Family finance tips whatever your budget
16 July 2018 www.skintedmintedmum.co.uk
THINGS TO DO THIS WEEK:
Consider new bank accounts for the kids. Lloyds is cutting the interest rate on its Under-19s account from 1.5% to 0.5% in September. See our SMM guide to children's savings here.
Change your email address. If you’re not a customer of BT but have a BT email address then from 22 August you’ll be charged £7.50 a month (up from £5). Switch to a free email address such as gmail.
Check your lottery tickets. Apparently more than £120 million wasn’t claimed in prizes last year. Unlike Premium Bonds, there’s a time limit on claiming a prize: 180 days.
Santander has removed unarranged overdraft fees from its 123 current accounts. On accounts without monthly fees, it's capping unauthorised fees at £50 (down from £95). WE LIKE: The unauthorised fee was £6 a day which could build up. WE DON’T LIKE: The main 123 account has a £5 monthly fee. For non-monthly fee accounts, the unauthorised fee stays (capped at £50 a month) so it’s not all good news.
DEALS OF THE WEEK:
It’s Amazon Prime Day today! It starts at midday when there should be discounts on lots of Amazon products and more. But you need to be a Prime customer (or on the free trial period) so sign up before and remember to cancel the membership if you don’t want it afterwards.
Phone app Tastecard, which gives you two-for-one meals or 50% off the bill at thousands of restaurants, is currently available for £1 for 60 days (normally £79.99 for a year). You can use Tastecard in some restaurants at the weekend too and it’s not all chains, some independents are included. Might be handy for UK holidays and hungry families. See here.
Still not beach body ready? Get 95% off day passes to Pure Gyms nationwide. Normally £50, now a fiver via Groupon here.
WORTH A LOOK:
Like Fitflops? The official site has an up to 70% sale on but we saw some better deals at Shoetique here (even though it says it's only 50% off) with less spend for free delivery too.
B&Q is lowering prices generally by about 15% instead of having intermittent sales in a bid to lure customers back to DIY.
Think Chr***mas: at the tail end of the sales there are often bargains on the kind of perfume/make up ideal for a teenager’s stocking. How about this Kim Kardashian offering? Probably smells like drain cleaner but might impress a reality TV fan.
SKINTED BLOGS OF THE WEEK:
How long? Charlotte weighs up the pros and cons of fixing your mortgage for ten years here.
Are you missing out on valuable tax breaks? Check out Charlotte's pick here of the easiest perks.
MINTED BLOGS OF THE WEEK:
Jane explains here how to find out if you're overpaying for broadband and what to do about it.
Holidays are coming: Jane highlights five fun things to do with the kids that mums enjoy too here.
WHAT HAPPENED LAST WEEK (TO 15 July 2018):
Apart from the football (shame) and an angry orange baby with dodgy hair being allowed into the country (more shame) little happened this week bar technology events. Problems continued at TSB although the bank says they were quickly sorted. Argos customers were targeted by fraudsters telling them they were due a refund in a bid to steal their personal information. Visa will soon ask you to input a one-time code sent to your mobile phone for many online purchases. And you can now ask Alexa about your tax credit renewals, although you can’t ask it (her?) to renew them for you.
HAVE YOUR SAY ...
Got a question you want to ask about money? Or do you want to pass on any great deals to other readers? Share your thoughts with others at our forum by clicking here. Our First Lady of Commonsense, Aunt Pecunia, is eagerly waiting for your money queries at:
School fete approaching? Run your own Build a Bear stall: empty out stuffing from old soft toys and charge kids their age to refill them. Well, it caused riots on the high street last week...
Think a friend would find our newsletter helpful? Forward it to them and they can sign up here! Alternatively email us, we love to hear from you, with any questions or comments to firstname.lastname@example.org.