50% off at Harrods, John Lewis and Clarks, cheap as chips fizzy, summer activities reduced, best one-year savings deal.
Family finance tips whatever your budget
25 June 2018 www.skintedmintedmum.co.uk
THINGS TO DO THIS WEEK:
Challenge your council tax bill. More than 10,000 payers have been overcharged by over £400 because their home was put in the wrong valuation band, official figures say. If you can prove you’re paying more than the neighbours, contact the Valuation Office Agency and you may be able to change it. Be careful though, some challengers have been put in a higher band than before.
Consider remortgaging. Interest rates look set to rise which means it could a perfect time to take out a fixed rate mortgage before that happens. See our guide to mortgages here.
Shop till you drop. The sales are now on so stockpile next year’s school uniform on the cheap and your own wardrobe for summer hols and winter bargains.
Atom Bank one year fixed rate paying 2.05%. WE LIKE: The rate is the best on offer, says Moneyfacts. The minimum investment is just £50. And one year is a good period to fix for. WE DON’T LIKE: Atom is an app-only bank so you need to run the account on your phone or tablet. These deals run out fast too so don't hang around.
DEALS OF THE WEEK:
All those household essentials you’ve been saving up for could now be reduced at the John Lewis clearance sale here.
There’s 50% off at Harrods if you’re feeling minted: how about a bottle of Chateau La Mission Haut Brion reduced from £950 to £670? I’ll have mine with lemonade, please… As a skinted alternative, you can get Charles Montaine Champagne 75 cl in Iceland for just £5.75.
Get those comfy sightseeing sandals! Clarks has 50% off or more on its shoes while stocks last and free delivery here.
WORTH A LOOK:
Our favourite US designer is on spesh! DKNY clothes, shoes and bags are half price or less though The Outnet here.
Early summer holiday treats with up to 80% off The Muppets Take The O2 on 13 and 14 July at the O2 Arena in London via Groupon here.
Summer pursuits slashed also at Groupon with a Full-Day Drawing Workshop at the V&A Museum down from £110 to £49 here plus national balloon flights with Virgin down from £207 to £99 here.
SKINTED BLOGS OF THE WEEK:
Charlotte offers her top tips for fighting the wolves on the internet here.
After an expensive trip to the vet, Charlotte explains here how to save on veterinary costs.
MINTED BLOGS OF THE WEEK:
Holiday horrors are worse if you can't get refunded. Jane reveals the most common reasons why claims are rejected here.
Don't book your rental car abroad without reading Jane's money-saving tips here first!
WHAT HAPPENED LAST WEEK (TO 24 June 2018):
Mortgage borrowers beware: it’s likely (although not guaranteed) that the Bank of England will put base rate up in August. Your payments may rise if you’re not on a fixed rate. For high street banks, technology problems continue. IBM has said that TSB wasn’t ready for the tech update several weeks ago which left many customers unable to use their accounts. Sainsbury’s Bank also suffered from a glitch last weekend and it’s now been revealed that the problem which meant Visa cards couldn’t be used for several hours on 1 June was down to a broken switch … seriously.
All of this is enough to make you switch banks but an investigation by the Competition and Markets Authority found that just 3% of current account customers in 2016 did so. Seems like those £100 incentives just aren’t enough. Meanwhile, those looking to switch energy providers have a large disincentive: some energy firms are failing to tell customers with smart meters that the devices will stop working if they switch to a cheaper deal.
Finally, in travel news, website Kayak says flight costs rise by up to £400 in school holidays: no wonder parents risk being fined for their children’s absence. You may also end up paying more for your holiday if you don’t clear your browsing history before booking. All that research on the best bars in Dubrovnik lets the firm know you are keen to visit and they may adjust prices accordingly.
HAVE YOUR SAY ...
Got a question you want to ask about money? Or do you want to pass on any great deals to other readers? Share your thoughts with others at our forum by clicking here. Our First Lady of Commonsense, Aunt Pecunia, is eagerly waiting for your money queries at:
Go shopping when England is playing its World Cup games. The success of Harry Kane et al means that loads of fans will be stuck to the TV so you can park easily and swan around an empty supermarket during matches. Long may their success continue.
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