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State pension: should YOU top up?

Do you know when you’ll get your state pension? And how much you’ll get? I know that I will get the full basic State Pension – currently £164.35 a week – on my 67th birthday. To get the full basic state pension you need 35 years of National Insurance contributions. I’ve been working since I was 21 s...
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Mums MUST sign up for child benefit or risk losing thousands in state pension

tion Have you signed up for child benefit? If you didn’t, you’re not alone. Since the system changed in 2013, many parents have decided not to. This is partly because they might not be eligible (child benefit used to be universal, sadly no longer) and partly because the paperwork is offputting. But,...
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How to track down your missing pension millions

There is a tonne of missing money sitting in forgotten pensions. If you do one money making thing this year, then you owe it to yourself to make sure you know where all your past pensions are. Research from Aegon found that while 64% of us have multiple pension pots, 22% (potentially more than 7 mil...
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Climb every pension mountain

Here’s a nice, big figure to spoil your Wednesday. The typical person will have to save £260,000 just to have a basic income in retirement. And that basic income is just £9,000 on top of the state pension which if you qualify for the full one is currently worth about £8,500 a year. So that’s a total...
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Watch us live on Asset TV!

Lights! Camera! Action! Skinted Minted Mum is now coming to you on video. Our friends at Asset TV have very kindly helped us with our first moving image broadcast which they've also put up on their website. It's shot in the Minted kitchen and features my Skinted colleague Charlotte and myself&n...
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There’s no way I can save enough for an adequate pension – why bother?

How much money will you need in retirement? Half your current salary – or maybe a third? Would that be enough to live on if you just need slippers and a real fire for 20 years? Or what about the world travel you’ve promised yourself? It’s hard to know until you get to retirement age, obviously. That...
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Rising inflation: is it good news for you?

  Inflation is running high. In the year to September, prices were 3% up on a year ago – making it the highest annual rise for around five years. Apparently, it was down to higher food and fuel prices as well as more expensive theatre tickets. And the increase would have been even higher had it...
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State pension: what will I get?

My head is no longer in the sand – I am going to get a state pension forecast. And so should you. Here’s why and how. Most women have fractured work records, often thanks to breaks from paid employment to care for children or elderly relatives. And this can mean that they won’t get the full state pe...
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