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Isas and Brexit: three solutions for getting tax perks without withdrawal symptoms

This year’s tax-free allowances in Isa and pension contributions are still up for grabs but only until 5 April. All the Brexit nonsense has put many people off committing money this year, understandably. However, there are ways to get your tax perks without getting caught in any Brexit blowout. Here...
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SMM REVIEW: Should you board the easyJet Isa paying 7.28%?

I was so startled to see this advert in the inflight magazine that I brought it home with the rest of my holiday reading. It wasn’t quite what I had in mind as a souvenir from Mallorca. A ‘lending account’ which pays 7.28% a year? From easyJet? It looked too good to be true so I checked it out. The ...
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Five ways to deal with a wobbly stock market

In the busy run up to half-term last week, you may not have noticed that the stock market plunged. It recovered a bit, but not to its recent heady heights. So far this week, it’s been basically flat as today’s obligatory dessert. The original drop was quite steep and affects everyone with an investm...
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Why you should worry about the stock market highs

Share prices are through the roof, which has to be good, right? Actually, that’s debatable. In fact, I’d argue it’s wrong. That’s because when share prices rise fast and quickly, as they’ve been doing recently, it tends to signal that a fall is somewhere on the horizon. Why is this relevant to skint...
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How to blow your investments on a great party

What would you want to do for your 50th birthday? It’s a real milestone this one, a half-century. Terrifying, because it means you’re officially old, but also a real achievement in getting this far. A celebration is definitely called for. If money was no object, I’d fill a private jet with my pals a...
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Where in the world should I invest before the end of the tax year?

Pay attention people! It’s about five weeks until the end of the tax year and if you don’t use up your annual tax perks by then, you’ll lose them forever. One of the biggest allowances is the Individual Savings Account (Isa) which is worth £15,240 this year. Admittedly you have to be truly minted to...
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Put your eggs in baskets not pancakes before end of tax year

It’s Shrove Tuesday! Team Minted will be powering through the egg stores after school in a batter frenzy which the children will end up sticking to the ceiling rather than their plates. Great messy fun but really I should keep back those lovely organic six-packs for a decent cake or (if I could do i...
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You are losing money in cash now so why not consider shares?

Check the interest rate on your saving account. Is it less than 1.8%? That figure is the current inflation rate, or by how much the prices of stuff we buy every day is increasing. If your cash is earning less than that, you are actually losing money on your ‘investment’. I’ll bet that wasn’t what yo...
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Why not to invest in China this New Year

Happy Chinese New Year! On Saturday we leave behind Year of the Monkey and welcome in the Year of the Cock (or should that be the Donald?). Jokes aside, be sure that you’ve bought a new outfit, cleaned the house, eat fish for dinner and never, ever cut your noodles – you are shortening your life! It...
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Why is the stock market going crazy and should I go in?

You probably didn’t notice that, in between getting back to school and clearing up after Christmas, the stock market has been soaring. In fact, it’s hit all-time highs over record-breaking periods. This is great news for anyone saving into shares: the value of your pension and/or investments has gon...
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How to keep those New Year's resolutions on track

Happy 2017 everyone! By now you’ll all be well into your New Year resolutions. No chocolate, no alcohol, no fun, right? But here’s a thought. Staying on track might be easier if you save the money you would’ve spent on your guilty pleasure. Watching the cash add up might just be the incentive you ne...
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How (not) to get children interested in shares

As part of the countdown to Christmas, the winner of Team Minted’s annual share-picking competition can now be announced. Bearing in mind all my accumulated knowledge gained through years of writing about investing, the results were utterly predictable: I came last. The idea was to pick three s...
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Team Minted's share portfolio is pants

We are halfway through Team Minted’s share-picking competition and the value of my investment experience is becoming clear. Twenty plus years of financial journalism and I'm second to last on the results table. Worse, I am 6.5% down. So of my initial stake of £3.00 (one pound per share, come on it’s...
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