SMM blog

Click on the envelope icon below to get this blog delivered to your inbox

Where can you get a 40% return on your money, guaranteed?

It’s investment time! Traditionally the period before the end of the tax year at the beginning of April is the season for everyone to top up their annual tax-free allowances. But with the stock market in the doldrums (guess why, begins with B) the prospect of shares isn’t very enticing. Wouldn’t it ...
Continue reading
  86 Hits
  0 Comments

I love animals but vegan food is too expensive

rep The Minted family has just completed what we called ‘Vegan Week’: a whole seven days of eating only plant-based meals. That meant no butter, no milk, no eggs or cheese as well as the obvious avoidance of meat and fish. Even certain types of chocolate were off the menu. Two of us completed the we...
Continue reading
Tags:
  2852 Hits
  0 Comments

My tips to get the best mobile phone contracts for kids

Much as I resent the amount of time the mini-Minteds spend plugged into their phones, I’m also paying for it so I need to find the most cost-effective contract. Both of them have fully paid-up handsets which have a good few years of usage in them. That puts me firmly in the SIM-only market. We’ve be...
Continue reading
  1258 Hits
  0 Comments

Can you afford to send your kids to private school?

iva School open days are now in full swing as the new academic year gets underway. Of course, there are plenty of brilliant state schools where your child would thrive. But could you afford to educate them privately? At first sight, the answer is no. According to the Independent Schools Council, the...
Continue reading
  394 Hits
  0 Comments

Ten hacks and saves for self-catering this summer

It’s only a few weeks to go before the annual Team Minted trip to the land of Poldark. I’m preparing already and I’d like to share my top tips for making a self-catering holiday in the great British summer go with a swing. Hacks: 1. Take the first night’s dinner  You’ll probably have a spent a ...
Continue reading
  553 Hits
  0 Comments

How to save £££s on your car insurance

I am a middle aged woman, live in the countryside and own a boring, elderly Japanese car. I’ve only had one tiny shunt – around 15 years ago – and I don’t drive many miles. Still, my car cover costs more than £200 a year: add on road tax at £230 a year plus MOTs, services and being a car owner is ex...
Continue reading
  564 Hits
  0 Comments

Savings: did I get it wrong?

Interest rates are going up. This is bad news for borrowers and good news for savers. Not this saver, though. And not all borrowers either. Here’s why. This week the Bank of England warned base will go up sooner rather than later: possibly, experts say, as early as May. Base rate is used by banks to...
Continue reading
  738 Hits
  0 Comments

Revealed: the simple strategy to achieve your saving goals

How are your New Year’s resolutions going? Still on track or abandoned? I’m sorry to admit that I haven’t managed to save a single penny which means my Christmas overspend will remain unpaid at the end of this month. I’ve not achieved even a chink in the debt mountain. That of course makes me feel l...
Continue reading
  698 Hits
  0 Comments

New year, new savings resolution

The best resolutions are the ones you can keep beyond this month. In this house we’ve settled for junior making his bed every day and promising to try a new food once a week. I’ve gone for money saving ones, of course. That means planning meals, trying not to use the tumble dryer too much and cuttin...
Continue reading
  784 Hits
  0 Comments

How to save money at Christmas

What is it about Christmas that makes you spend money like a toddler high on chocolate coins? Perhaps it says something about my rubbish parenting skills but when the school said kids could wear Christmas jumpers on Monday, did I refuse to shell out for some acrylic monstrosity that will get all of ...
Continue reading
  883 Hits
  0 Comments

How to save money on shopping

I hate trying things on in shops – the easy way to make yourself really miserable is trying on a dress in a tiny changing room when you’ve got odd socks on and haven’t shaved your legs. And the mirrors are like those in old fashioned amusement arcades. Buying make up is out because I have a real fea...
Continue reading
  952 Hits
  0 Comments

Put your eggs in baskets not pancakes before end of tax year

It’s Shrove Tuesday! Team Minted will be powering through the egg stores after school in a batter frenzy which the children will end up sticking to the ceiling rather than their plates. Great messy fun but really I should keep back those lovely organic six-packs for a decent cake or (if I could do i...
Continue reading
  551 Hits
  0 Comments

Mortgage rates must rise so lock in now

It’s an irresponsible thing to say but it seems like there’s never been a better time to borrow money, at least in terms of mortgages. Really, money is cheap these days. I remember taking out my first mortgage at the tender age of 28 and paying about 6% interest. That’s the most enormous sum co...
Continue reading
  565 Hits
  0 Comments

You are losing money in cash now so why not consider shares?

Check the interest rate on your saving account. Is it less than 1.8%? That figure is the current inflation rate, or by how much the prices of stuff we buy every day is increasing. If your cash is earning less than that, you are actually losing money on your ‘investment’. I’ll bet that wasn’t what yo...
Continue reading
  619 Hits
  0 Comments

How to keep those New Year's resolutions on track

Happy 2017 everyone! By now you’ll all be well into your New Year resolutions. No chocolate, no alcohol, no fun, right? But here’s a thought. Staying on track might be easier if you save the money you would’ve spent on your guilty pleasure. Watching the cash add up might just be the incentive you ne...
Continue reading
  595 Hits
  0 Comments