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What are the best savings accounts?

Do you know if your savings account is any good? With inflation currently at 2.1%, you need to get at least that not to see the money in your savings account losing its spending power. Sadly, that’s impossible with an easy access account. You can beat inflation on fixed rates, however. Here’s our pi...
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Mothers' Day: when cash is better than chocolates or flowers

So what will you get on Sunday? Breakfast in bed? Chocolates? Flowers? I’m not expecting anything and that’s fine: we never did Mother’s Day when I was a child so I’ve not come to expect it and cynically, think it’s another Hallmark Holiday – one promoted by the greetings card industries. But if you...
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Revealed: the simple strategy to achieve your saving goals

How are your New Year’s resolutions going? Still on track or abandoned? I’m sorry to admit that I haven’t managed to save a single penny which means my Christmas overspend will remain unpaid at the end of this month. I’ve not achieved even a chink in the debt mountain. That of course makes me feel l...
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Really, what is the point of savings accounts?

Nought point nought five per cent. Or 0.05%. What is that? When you spell it out, it’s even more obvious what it is. Zero, practically. There’s a whole load of noughts in there – and in a bad way. Like without a one or a five or any kind of positive figure up front. Yup, it’s a tiny percentage of ab...
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