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Should I fix my mortgage?

Thanks to Brexit, these are uncertain times. If you’ve got a mortgage then uncertainty is the last thing you want. After all, if your monthly repayments skyrocket you might not be able to afford your mortgage and could lose your home. So why not fix your mortgage? At the moment there are more fixed ...
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Generation rent: older than you might think

It’s been more than 25 years since I rented a home. And while it wasn’t great living with falling-to-pieces sofas and dodgy decor, I do miss the lack of responsibility. If you own a house, you have to worry about – and pay – for maintenance. But I bet many of those who have no choice but to rent wou...
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Why parents really should look at Help to Buy

Getting kids on to the property ladder is not a worry for me yet but I can see it’s an issue for quite a few other parents. Like many other things, it was a lot easier back in the day. I bought my first one-bedroom apartment in Oval for a whopping £56,000 at the age of 26. Ah, if only I’d kept it. N...
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Interest-only mortgages: why you need to act now

Here’s a warning if you’ve an interest only mortgage. One day, you’ll going to have to pay back the original capital you borrowed. If you haven’t got a savings plan in place to cover that, you could be facing a big bill when your mortgage matures. Interest-only mortgages are when you simply pay the ...
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This isn’t a mortgage it’s a Marks and Spencer mortgage

Who would have thought it? After being roundly castigated for selling two slices of cauliflower for £2 (and withdrawing them from sale shortly after) Marks & Sparks is now offering good value on something even more mundane than winter vegetables. For the first time, it’s offering mortgages – and...
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Mortgage rates must rise so lock in now

It’s an irresponsible thing to say but it seems like there’s never been a better time to borrow money, at least in terms of mortgages. Really, money is cheap these days. I remember taking out my first mortgage at the tender age of 28 and paying about 6% interest. That’s the most enormous sum co...
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