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Your money and Brexit 2019: what should we all be doing?

All this Brexit nonsense is very unsettling: there’s my understatement of the year. Like most people, I’m worried about my money, particularly as NOBODY knows what is going to happen ultimately. Selling everything, banking the cash and hiding in a hole until it’s all over is tempting but a bit extre...
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Should I sell my stocks and shares Isa because of Brexit?

Should I stay or should I go is a question not just on the lips of MPs right now. Many investors are wondering whether they should sell their stocks and shares Isa now before everything goes down the toilet. Last week, Brexit fears pushed share prices below their 1999 level (remember when we were pa...
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What’s your savings grace?

I was in the building society the other day, paying in a tiny amount of money in a futile attempt to replace some of the £1,800 I withdrew to pay for the new boiler. Next to me were a couple, probably in their sixties or seventies. They were signing up their savings into a three year fixed rate bond...
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My shares are worth less so I can put more of them in my tax-saving accounts

Yippee! Share prices have slid more than about 10% from their peak at the end of May. On the surface, that doesn’t sound like good news. But for canny skinted and minted mums, it’s an opportunity to max out your tax-perk savings schemes eg Isas and pensions. I haven’t got any new money to put into m...
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Can you afford to send your kids to private school?

iva School open days are now in full swing as the new academic year gets underway. Of course, there are plenty of brilliant state schools where your child would thrive. But could you afford to educate them privately? At first sight, the answer is no. According to the Independent Schools Council, the...
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Is your child due a windfall?

If your child turns 16 from 1 September this year, it’s likely they could be quids in as the first child trust funds (CTFs) mature. CTFs were a government initiative to encourage long-term saving. Children born between 1 September 2002 and 1 January 2011 were given vouchers worth between £50 and £1,...
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Five funds I’m fed up with

While the kids swot for exams, I’ve been doing my own revision – of my portfolio. I’ve earmarked for review a few investment funds which, when I bought them, were top of the pops but have since slid into mediocrity. Check out my list below because they were very popular at the time and it’s likely y...
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How I lost £360 being cautious on shares

Last week everything was sunny with the FTSE 100; today it’s distinctly overcast. Everyone’s taken fright due to problems in Italy at the weekend – slight issue with having no government. Many are murmuring that it’s the end of the euro, while others see it as a short-term blip. Whichever way it goe...
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SMM review: Hargreaves Lansdown’s Simply Invest for beginners

Simply Invest is, as the name suggests, quite simple. It’s really just access to one super-cheap investment fund with a few bells and whistles tacked on for novices. It’s an online facility so you have to visit http://www.hl.co.uk/simply-invest . I couldn’t find it through the main HL website which ...
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Five investment tips for Year of the Dog

Happy Chinese New Year! Tomorrow marks the start of the Year of the Dog – see my own decorations in the picture. As a Dog myself (in Chinese horoscope terms, that is) I’m hoping to double up on any good luck available. One of the Chinese New Year traditions is to give money to younger relatives (and...
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Recent Comments
Eleanor Kiy
So CHINA is not a win win situation for investors...? As someone with limited knowledge of these things they appear to be progress... Read More
Monday, 19 February 2018 14:55
Jane Wallace
It's a shame they don't have Year of the Cat. I'm sure it would be very auspicious.
Monday, 19 February 2018 15:37
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Five ways to deal with a wobbly stock market

In the busy run up to half-term last week, you may not have noticed that the stock market plunged. It recovered a bit, but not to its recent heady heights. So far this week, it’s been basically flat as today’s obligatory dessert. The original drop was quite steep and affects everyone with an investm...
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Why you should worry about the stock market highs

Share prices are through the roof, which has to be good, right? Actually, that’s debatable. In fact, I’d argue it’s wrong. That’s because when share prices rise fast and quickly, as they’ve been doing recently, it tends to signal that a fall is somewhere on the horizon. Why is this relevant to skint...
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Can Skinted Minted Mums make money out of bitcoin?

What’s all the fuss about bitcoin? If you haven’t heard about it, don’t worry, you soon will. It’s a digital currency which has seen over a 1,000% rise in value this year. Yes, that's the right number of zeroes and bitcoin is making millionaires out of its early investors. The big question now is wh...
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Is gold a good investment?

Aunt Pecunia, our resident financial guru, loves to answer questions about money from SMMs and wanted to pass on this particular query. One SMM emailed to say she heard a discussion about gold on the radio and wanted to know Aunt P’s view on the shiny yellow stuff as an investment. Aunt P is, of cou...
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Five reasons to sell an investment

Buy, buy is all very well but what about bye, bye? Financial firms are incredibly keen to sell us their bank accounts or investment schemes but can be tardy in letting us know when we should ditch them. In the old days, your stockbroker would have advised you when to move on but few investors now ha...
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