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The five savings lessons you MUST learn now

It’s been a long time but at last there has been some good news for savers. Even though base rate has not changed thanks to increased competition there are now some good deals out there. And now is a good time to get your savings strategy in place in time for 2019: here are five ways to ensure you’r...
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What’s your savings grace?

I was in the building society the other day, paying in a tiny amount of money in a futile attempt to replace some of the £1,800 I withdrew to pay for the new boiler. Next to me were a couple, probably in their sixties or seventies. They were signing up their savings into a three year fixed rate bond...
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Should you be switching to save?

Some good news at last: inflation fell last month from 3% down to 2.7% thanks mainly to lower petrol prices. Falling inflation means there’s less pressure on the Bank of England to put interest rates up – so that’s good news for mortgage borrowers. And what could be better than paying less for food?...
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Should we dump our cash Isas?

I have a cash Isa but frankly, I do wonder why I bother. I'm getting just 0.75% interest on it. And it seems I am not alone. According to Moneyfacts, the typical easy access cash Isa paid just 0.82% last year. Although rates have now increased a bit overall (fixed and variable) the typical Isa rate ...
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Rising inflation: is it good news for you?

  Inflation is running high. In the year to September, prices were 3% up on a year ago – making it the highest annual rise for around five years. Apparently, it was down to higher food and fuel prices as well as more expensive theatre tickets. And the increase would have been even higher had it...
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