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Start a money diet: five financial resolutions for 2019

How about a MONEY diet for 2019? I think January is the worst time of year to attempt giving up food or drink. It’s cold, dark and summer is miles away – why make your life more miserable? However, seeing as everyone (including me) has overspent during Christmas, it’s a prime time to cut down on cas...
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Would you credit card it? Only 108 shopping days until Christmas..

No sooner has your summer holiday tan faded but it’s time to think about Christmas – at least, the retailers would like you to. Department stores have had Christmas decorations departments open for ages. Of course this is totally insane. Your summer holiday spending has probably only just popped up ...
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Cut up that credit card: debt will get more expensive soon

I found a strange business card on the table in a London pub the other day. It was advertising a venue where you pay to go into a room and break stuff: plates, crockery and so on. Only £19 for 30 pieces! It helps vent frustration, apparently. It seemed funny until I thought about it. There must be a...
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Why credit card debt could spoil your Christmas

Counter-intuitively, the less money I have, the more I dislike credit. My model of living – low income but low expenditure – works because I don’t have debts. And that includes credit card debt. This is partly because I am not organised or sophisticated enough to run my credit cards efficiently, so ...
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