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How to stop spending at Christmas and avoid debt

This time of year it’s all too easy to let your spending get out of control. I’ve got a sizeable credit card bill thanks to Christmas spending – including our trip to Edinburgh – and it has to be paid by the end of this month unless I want to accrue interest. Which I don’t, obviously, so that means ...
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What to do with unwanted – or faulty – Christmas presents

Christmas is all about giving. But what happens if the gift you so lovingly bought doesn’t work – or the recipient really doesn’t like it? These are two separate problems governed by different rules. And consumer rights law is jolly complicated. It depends how you bought something – and how long it ...
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