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Start a money diet: five financial resolutions for 2019

How about a MONEY diet for 2019? I think January is the worst time of year to attempt giving up food or drink. It’s cold, dark and summer is miles away – why make your life more miserable? However, seeing as everyone (including me) has overspent during Christmas, it’s a prime time to cut down on cas...
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Get your Christmas (credit) cards now…

Let’s be clear on one thing. Borrowing money to pay for Christmas presents isn’t a good idea if you pay interest on that debt. But actually, credit cards can make Christmas cheaper as long as you have the right card. Given that it’s less than three months to Christmas, if you want a new credit card ...
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Debit or credit card for shopping: which is best?

How do you shop? I’ve always assumed that most people, like me, would use their debit card to pay for everyday shopping. So I was intrigued to find out from Grandpa Minted that he puts everything on his credit card – and makes sure he pays off the balance in full at the end of the month. Because I’m...
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Can you actually make money from cards or accounts?

There’s no such thing as free money: or is there? But then there are rewards for moving your current account, spending on a credit card or a shop reward scheme. Surely they must be worth doing? Let’s take cashback and reward credit cards. According to experts Moneyfacts, shoppers using these schemes...
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How to save money at Christmas

What is it about Christmas that makes you spend money like a toddler high on chocolate coins? Perhaps it says something about my rubbish parenting skills but when the school said kids could wear Christmas jumpers on Monday, did I refuse to shell out for some acrylic monstrosity that will get all of ...
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