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How to drive down the cost of car insurance

It’s May so it must be time to renew my car insurance! The Minted mobile, my trusty Ford S-Max, is nearing its ten-year birthday. As it’s still going strong, I reckon I shouldn’t be punished for its advanced years, so I set out to find the cheapest policy available. Last year I couldn’t fi...
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Car servicing: what really needs to be done?

I had a narrow miss with the car servicing last week. The Minted-mobile (our trusty Ford S-max) was due for its annual check and I readied myself for a massive bill. I know that I should find a more economic mechanic than the Ford specialist garage. I also know that I can’t rely on that old adage th...
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Car rental rip-offs abroad and how to dodge-em

Hiring a car abroad this Easter? One of the easiest pitfalls to avoid – and there are many – is being forced into buying overpriced insurance at the rental desk when you pick up the car. Basic cover is included in the rental price but usually it doesn’t include damage to tyres, windows, the interior...
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Why YOU should get breakdown cover

As far as my car is concerned, I have relied on keeping it on the road by having it annually serviced and MOT-d – as well as it being a solid, boring, Japanese-built tank. I didn’t have breakdown cover. I thought it was a waste of money. After what happened last week I do now. Said car refused to st...
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Why can’t I find cheaper car insurance?

Why, oh why, has my car insurance gone up by a massive £95.20? I’ve had no accidents, we’ve not moved house – everything is the same as last year. There seems to be no good reason to whack up my premium by over 40%. I am outraged. I should have a loyalty bonus for sticking with Churchill, not a pena...
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Use standalone policy to avoid rip-off car hire insurance

I’d forgotten that getting ready for a holiday was such a palaver! I spent two hours packing my own bag yesterday even before tackling Darling Son’s luggage (no, you can’t take the duvet, what d’you mean none of your shorts fit?).  Clothing issues pale in comparison with the paperwork. Tod...
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