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What to do with your credit card debt

January is meant to be the most depressing month because it’s cold and we are all broke. But if you’ve got a debt on your credit card after splurging on Christmas, what should you do? I have a few hundred pounds on my credit card most of it spent on our trip to Edinburgh last month. I’m hoping that ...
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How to get divorced in 2019

With January comes the cold weather as well as the peak season for divorce. Christmas, with its tensions over money and family, can often be the final straw, leading to New Year’s resolutions for some to split up once and for all. Divorce is emotionally gruelling and it’s difficult to concentrate on...
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How to save money on spring cleaning

It’s all very well to save money on food shopping – but what about the other stuff? I reckon that at least a third of my shopping bill each week is on non-foodstuffs. Admittedly we have three cats who will only eat expensive cat food: I buy three boxes of 12 pouches a week for £11 and that just abou...
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Your money and Brexit 2019: what should we all be doing?

All this Brexit nonsense is very unsettling: there’s my understatement of the year. Like most people, I’m worried about my money, particularly as NOBODY knows what is going to happen ultimately. Selling everything, banking the cash and hiding in a hole until it’s all over is tempting but a bit extre...
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Skinted Minted Mum is two years old today!

We've been bringing you top tips and brilliant bargains for a whole two years now. Thanks for your support!
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State pension: should YOU top up?

Do you know when you’ll get your state pension? And how much you’ll get? I know that I will get the full basic State Pension – currently £164.35 a week – on my 67th birthday. To get the full basic state pension you need 35 years of National Insurance contributions. I’ve been working since I was 21 s...
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Best bank accounts for 18 year olds who aren’t students

My task this week is to find a first bank account for a young relative just turned 18. It’s proving to be quite a challenge. At 18, you’re too old most child current accounts (17 is the maximum age for most banks) and don’t (yet) qualify for student accounts. The attraction of a current account, rat...
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How to diet cheaply

I’m gradually getting back on the dieting bandwagon. Last year I lost four stone, but what with Christmas and near-compulsory chocolate eating I’ve put six pounds back on. That means I still have nearly two stone to lose before I’m no longer considered overweight. That feels like a huge mountain to ...
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What can I claim back on tax?

Reducing your tax bill is without doubt one of life’s pleasures. Unfortunately it’s quite difficult as HMRC is not in the business of helping us to pay less. Nonetheless, with a little persistence it’s possible to whittle back what you owe. Here are six potential expenses you might be able to offset...
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When is the best time to book a holiday?

It’s hardly original to suggest that this might be a bit of a challenging year. And January is always a month to be endured rather than enjoyed what with all that resolution keeping and breaking. So it’s a good time to think ahead to the spring and summer – and that means sorting out this year’s hol...
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Start a money diet: five financial resolutions for 2019

How about a MONEY diet for 2019? I think January is the worst time of year to attempt giving up food or drink. It’s cold, dark and summer is miles away – why make your life more miserable? However, seeing as everyone (including me) has overspent during Christmas, it’s a prime time to cut down on cas...
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How YOU can save money by losing weight

Over the last year I’ve lost four stone in weight (though given that the boy and I demolished three chocolate reindeers over the weekend it’s a little less than that now). I’ve cut my body mass index (BMI) from a gut-busting 36 or thereabouts to 27. I have another stone and a half before I manage to...
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Happy Christmas from Team Minted

We're off on our Christmas holidays now and will be back in full force at the start of 2019. What a year it's been. We've had everything from Brexit worries to royal weddings to Noel Edmonds rebooted. Join us again in the New Year as Charlotte and I once again negotiate the money jungle!  Thank...
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Best Isas and other money tips for 2019

What will happen in 2019 and how will it impact your money? Today I’ve polished up the Mystic Minted crystal ball for a quick look ahead to next year. Of course nobody knows what will happen in 2019. Even the experts cannot accurately predict events and their outcome. But there are probably a few th...
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How to stop spending at Christmas and avoid debt

This time of year it’s all too easy to let your spending get out of control. I’ve got a sizeable credit card bill thanks to Christmas spending – including our trip to Edinburgh – and it has to be paid by the end of this month unless I want to accrue interest. Which I don’t, obviously, so that means ...
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Should I sell my stocks and shares Isa because of Brexit?

Should I stay or should I go is a question not just on the lips of MPs right now. Many investors are wondering whether they should sell their stocks and shares Isa now before everything goes down the toilet. Last week, Brexit fears pushed share prices below their 1999 level (remember when we were pa...
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Do I need a will?

I have singularly failed this year to make one of my resolutions: namely, to update my will. And I feel really stupid about it. My current will was written not long after my husband died nearly 10 years ago. It’s a professionally-written, water-tight will which expresses my desires accurately (most ...
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Best bank accounts for children 11 and over: our guide to the top payers

Bank accounts for 11 year olds? Whatever next? Scarily it is possible for your tweenager to have a fully functioning debit card of their own at such a tender age. Some parents will worry that this kind of access to cash means going overboard on in-game purchases. The flip side of the argument is tha...
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The five savings lessons you MUST learn now

It’s been a long time but at last there has been some good news for savers. Even though base rate has not changed thanks to increased competition there are now some good deals out there. And now is a good time to get your savings strategy in place in time for 2019: here are five ways to ensure you’r...
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Money gifts which aren’t just for Christmas: pass on wealth now

Inheritance planning might not be on your mind right now – or at least until you see old Aunt Agatha dozing off over her sherry on Christmas Day. But actually the festive season is a good time to start thinking about passing on wealth, for both gifters and giftees. It’s important because there’s ple...
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