Yay yay yay!
Surrey Police have offered me the chance to go on a speed awareness course instead of paying a fine and getting three points on my licence.
I think that’s fair as I was only doing 37 mph in a 30 mph zone.
Plus this is my first offence in nearly 30 years of driving.
Still £95 though, for the course.
And, even without the points, I have to tell my insurer. That’s what my research says.
Otherwise if I am in a real crash, they might use it as an excuse not to pay up.The downside is that I’ll now be seen as a higher risk driver and you know what that means: a whack up in price next year.
So what does Direct Line have to say?
Reluctantly I called the 0845 number printed on my policy, gritting my teeth at the premium line cost, only to be told the number has changed to a cheaper 0345 one.
Well done, Direct Line!
After all the robot blurb of pressing one and two for this and that, I finally got through to a customer adviser. She tells me that because I’m going on the course and I won’t have points, I don’t have to notify them and my premium won’t go up.
What a sensible attitude – and not one I was expecting. Different insurers have different rules, I guess. I’m glad I fessed up though. You don’t want to mess with the outcome of a car crash.
Honesty is the best policy.
I found these pages helpful if you want to know more: