Dear Aunt Pecunia
My daughter is planning a fortnight's holiday in Ibiza with three friends this summer. They are all students and don't have a great deal of money to spend. How can they make sure they keep to a tight budget?
Aunt Pecunia says: It wasn't so long ago that Aunt Pecunia had her arms in the air like you just don't care. Those were the days when you could sail past the door police at Manumission with just a big smile and a small dress. It's all changed now the superclubs have taken over. One rave too far and your daughter will find her credit card is clubbed out as well.
As well as sticking to a rigid diet of baked beans on toast before the trip (lose pounds in weight, gain pounds in sterling) she could keep control by pre-loading a foreign currency card before she leaves. Aunt Pecunia is quite enchanted by the Revolut offering. It works like a debit card except you use your phone to fill it with cash. Best of all it has no foreign exchange fees so there's no sneaky charges or rubbish rates. Now that's something to dance till dawn for.