Family finance tips for every budget

Charlotte Beugge is skinted
Jane Wallace is minted

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How to save money on spring cleaning

How to save money on spring cleaningIt’s all very well to save money on food shopping – but what about the other stuff? I reckon that at least a third of my shopping bill each week is on non-foodstuffs. Admittedly we have three cats who will only eat expensive cat food: I buy three boxes of 12 pouches a week for £11 and that just abou...

State pension: should YOU top up?

State pension: should YOU top up?Do you know when you’ll get your state pension? And how much you’ll get? I know that I will get the full basic State Pension – currently £164.35 a week – on my 67th birthday. To get the full basic state pension you need 35 years of National Insurance contributions. I’ve been working since I was 21 s...

How to diet cheaply

How to diet cheaplyI’m gradually getting back on the dieting bandwagon. Last year I lost four stone, but what with Christmas and near-compulsory chocolate eating I’ve put six pounds back on. That means I still have nearly two stone to lose before I’m no longer considered overweight. That feels like a huge mountain to ...

When is the best time to book a holiday?

When is the best time to book a holiday?It’s hardly original to suggest that this might be a bit of a challenging year. And January is always a month to be endured rather than enjoyed what with all that resolution keeping and breaking. So it’s a good time to think ahead to the spring and summer – and that means sorting out this year’s hol...

How YOU can save money by losing weight

How YOU can save money by losing weightOver the last year I’ve lost four stone in weight (though given that the boy and I demolished three chocolate reindeers over the weekend it’s a little less than that now). I’ve cut my body mass index (BMI) from a gut-busting 36 or thereabouts to 27. I have another stone and a half before I manage to...

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Your money and Brexit 2019: what should we all be doing?

Your money and Brexit 2019: what should we all be doing?All this Brexit nonsense is very unsettling: there’s my understatement of the year. Like most people, I’m worried about my money, particularly as NOBODY knows what is going to happen ultimately. Selling everything, banking the cash and hiding in a hole until it’s all over is tempting but a bit extre...

Skinted Minted Mum is two years old today!

Skinted Minted Mum is two years old today!We've been bringing you top tips and brilliant bargains for a whole two years now. Thanks for your support!

Best bank accounts for 18 year olds who aren’t students

Best bank accounts for 18 year olds who aren’t studentsMy task this week is to find a first bank account for a young relative just turned 18. It’s proving to be quite a challenge. At 18, you’re too old most child current accounts (17 is the maximum age for most banks) and don’t (yet) qualify for student accounts. The attraction of a current account, rat...

What can I claim back on tax?

What can I claim back on tax?Reducing your tax bill is without doubt one of life’s pleasures. Unfortunately it’s quite difficult as HMRC is not in the business of helping us to pay less. Nonetheless, with a little persistence it’s possible to whittle back what you owe. Here are six potential expenses you might be able to offset...

Start a money diet: five financial resolutions for 2019

Start a money diet: five financial resolutions for 2019How about a MONEY diet for 2019? I think January is the worst time of year to attempt giving up food or drink. It’s cold, dark and summer is miles away – why make your life more miserable? However, seeing as everyone (including me) has overspent during Christmas, it’s a prime time to cut down on cas...


HELLO from two journalists in very different circumstances! One of us is better off than the other but that doesn't stop us being good friends with a shared interest in getting the most for our money.

As we’ve both worked for a long time writing about personal finance, we've got a bit of a head start through the maze of banking, saving, mortgages, pensions and investment.

But not everyone is so lucky. We've met a lot of mums over the years who get overwhelmed by money matters, including the brain surgeons and rocket scientists. And no wonder – there’s really too much information out there and even the idiot’s guides are complicated.

We thought we could help by sharing any solutions we find for our own money challenges and passing on any tips and brilliant deals that we discover.

Please read our blogs to see how we cope (not always successfully!) with everyday spending and saving and sign up to our newsletter to get a weekly round-up of everything you need to know from new products to the best bargains. You can also ask a question about money in our forum or leave your own insights and reviews for our community. Hopefully SMM can give you a steer whatever side of the tracks you’re on!

Latest guides

Avoid overpaying for your mobile phone

 Ten ways to ring up savings

Bereavement: what benefits would you get?

 Government support and what YOU can do to protect your family

How to find and transfer a child trust fund (CTF)

Switch your CTF into a Junior Isa in 10 easy steps

Video - Charlotte and Jane talk about saving for kids

Get the lowdown on tax-perk saving for kids in just five minutes!

Video - Charlotte and Jane talk about pensions

All you need to know about pensions in three minutes!

Remortgaging: how to save on home loans

Get the best deal for the roof over your head

What is an investment trust?

An easy explanation of these exciting investment companies

Affordable opera tickets

How to get a discount Don Giovanni

Your first fund: where to invest?

Spring 2018 suggestions for beginner investors

Buy to let: a guide to being a landlord

Basic steps to making money out of bricks and mortar

Which fund should I add to my portfolio this year?

Spring 2018 suggestions for advanced Isa investors

Sky is not the limit

Ten steps to trouble-free TV

Does loyalty pay?

How you can earn while shopping

Educating the next generation about personal finance

Ten ideas for teaching your kids about money

Pet insurance: the basics

How to cover man’s best friend (and other creatures)

Are premium bonds worth a punt?

All you need to know about these government prizes

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2017 SHOMO Awards

2017 SHOMO Awards

Winner of Best Personal Finance Blog and runner up in Best New Blog category. We are proud to be members of UK Money Bloggers.

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