Family finance tips for every budget

Charlotte Beugge is skinted
Jane Wallace is minted
 

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Spare us the Facebook holiday photos – and stop the burglars

Spare us the Facebook holiday photos – and stop the burglarsDo you remember having to go to Boots to pick up your holiday snaps? You handed your roll of film in then a few days later, got the prints complete with all the duff shots which you binned straight away. How great is it that you can now take photos with a phone and delete dodgy ones straight away. A...

Prom dresses: how NOT to end up overspending

Prom dresses: how NOT to end up overspendingIn a few weeks’ time, hordes of teenagers will be going to Prom parties – and that means a load of hassle and expense for parents. And it’s not just post-GCSE and A level students who may soon need formal wear. My 12 year old was invited to a school formal dinner because he was in the football team....

Splash the cash to improve your home - or move?

Splash the cash to improve your home - or move?Like most Britons, my most valuable possession is my home. Since I bought it seven years ago, it’s gone up in value by about 60% - which sounds great, but had we stayed in our London house then it would be far higher. I did spend money on it when we moved in – the artex had to (expensively) go and t...

How to save £££s on your car insurance

How to save £££s on your car insuranceI am a middle aged woman, live in the countryside and own a boring, elderly Japanese car. I’ve only had one tiny shunt – around 15 years ago – and I don’t drive many miles. Still, my car cover costs more than £200 a year: add on road tax at £230 a year plus MOTs, services and being a car owner is ex...

How to save £300 on your energy bills.

How to save £300 on your energy bills.Is your hairdryer costing you more than the kids’ PlayStation? Here’s a fun way to spend a few minutes – and learn something at the same time. There’s an online game from home interiors company Hillarys here . You have to rank household appliances according to how much they cost over a year. Some fu...

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Five funds I’m fed up with

Five funds I’m fed up withAre you invested in a laggard? While the kids swot, I’ve been doing my own revision – of my portfolio. I’ve earmarked for review a few investment funds which, when I bought them, were top of the pops but have since slid into mediocrity. Check out my list below because they were very popular at the t...

5-4-3-2-1 brilliant ideas for Father’s Day

5-4-3-2-1 brilliant ideas for Father’s DayShould the third Sunday of June be renamed National Barbecue Day? It seems that everyone will be celebrating Father’s Day in this way. Apparently the UK held 135 million BBQs last year at an average cost of £41, says research by Equifax. That’s a whole lot of charcoal and charred sausages. Team Mint...

Debit or credit card for shopping: which is best?

Debit or credit card for shopping: which is best?How do you shop? I’ve always assumed that most people, like me, would use their debit card to pay for everyday shopping. So I was intrigued to find out from Grandpa Minted that he puts everything on his credit card – and makes sure he pays off the balance in full at the end of the month. Because I’m...

An easy trick to kickstart your financial planning

An easy trick to kickstart your financial planningHow far do you plan ahead? Other than earmarking dates and destinations for holidays or writing a shopping list, I don’t really think about the future that much. I’m not alone because apparently over half of us in UK think only days or weeks ahead. Such are the findings of research by Brewin Dolphin...

Should your mum be your financial adviser?

Should your mum be your financial adviser?I’m a superwoman, obviously, as a mum, but I didn’t know I had to be a financial adviser to my children as well as a caterer/driver/nurse/entertainer/homework guru and all the rest of it. Apparently the greatest proportion of the 18 to 35 age group ask their mums for tips on money (22%) rather than ...

Welcome

HELLO from two journalists in very different circumstances! One of us is better off than the other but that doesn't stop us being good friends with a shared interest in getting the most for our money.

As we’ve both worked for a long time writing about personal finance, we've got a bit of a head start through the maze of banking, saving, mortgages, pensions and investment.

But not everyone is so lucky. We've met a lot of mums over the years who get overwhelmed by money matters, including the brain surgeons and rocket scientists. And no wonder – there’s really too much information out there and even the idiot’s guides are complicated.

We thought we could help by sharing any solutions we find for our own money challenges and passing on any tips and brilliant deals that we discover.

Please read our blogs to see how we cope (not always successfully!) with everyday spending and saving and sign up to our newsletter to get a weekly round-up of everything you need to know from new products to the best bargains. You can also ask a question about money in our forum or leave your own insights and reviews for our community. Hopefully SMM can give you a steer whatever side of the tracks you’re on!

Latest guides

Affordable opera tickets

How to get a discount Don Giovanni

Your first fund: where to invest?

Spring 2018 suggestions for beginner investors

Buy to let: a guide to being a landlord

Basic steps to making money out of bricks and mortar

Which fund should I add to my portfolio this year?

Spring 2018 suggestions for advanced Isa investors

Sky is not the limit

Ten steps to trouble-free TV

Does loyalty pay?

How you can earn while shopping

Educating the next generation about personal finance

Ten ideas for teaching your kids about money

Pet insurance: the basics

How to cover man’s best friend (and other creatures)

Are premium bonds worth a punt?

All you need to know about these government prizes

Ten easy ways to save money shopping

Painfree purchasing using cashback websites

The Lifetime Isa: the basics

Government help when you save for a property or pension with a Lisa

Car rental abroad

Ten essentials to avoid being ripped off

Ten tips for choosing the best student bank account

See beyond the freebies to get the top deal

How to invest in funds

Tips for choosing the right investment for you

How to be safe online

Ten tips you MUST read to protect yourself

How to object to planning applications

Ten steps to fighting the developers on your doorstep

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2017 SHOMO Awards

2017 SHOMO Awards

Winner of Best Personal Finance Blog and runner up in Best New Blog category. We are proud to be members of UK Money Bloggers.

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