Family finance tips for every budget

Charlotte Beugge is skinted
Jane Wallace is minted

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A loaf for £15: why we need to teach our children about money

A loaf for £15: why we need to teach our children about moneyChildhood innocence is all very touching but not when it comes to money. Halifax has just surveyed a group of eight to 15 year olds about money with frankly depressing results. According to those interviewed, a loaf of bread costs £15 and an average car, £67,000. They also thought a teacher earns £1...

How to make your garden grow – without overspending

How to make your garden grow – without overspendingThe Chelsea Flower Show is in full bloom this week. It’s fabulous for inspiring gardening ideas – but possibly wallet-damaging for a skinted gardener. I love gardening but I am rubbish at it. I can’t even grow mint, unbelievably. Last year I shelled out for new turf for the back garden. Half of it i...

How to have a great wedding – even if you’re not a Royal

How to have a great wedding – even if you’re not a RoyalThe nuptials of Meg ‘n Harry have hardly been without drama – what with her ailing father and the chips on her half-sister’s shoulders. But at least the couple haven’t had to worry about the cost. I read somewhere that her dress alone could cost £100,000: you can get a house for that up north. When ...

Climb every pension mountain

Climb every pension mountainHere’s a nice, big figure to spoil your Wednesday. The typical person will have to save £260,000 just to have a basic income in retirement. And that basic income is just £9,000 on top of the state pension which if you qualify for the full one is currently worth about £8,500 a year. So that’s a total...

Generation rent: older than you might think

Generation rent: older than you might thinkIt’s been more than 25 years since I rented a home. And while it wasn’t great living with falling-to-pieces sofas and dodgy decor, I do miss the lack of responsibility. If you own a house, you have to worry about – and pay – for maintenance. But I bet many of those who have no choice but to rent wou...

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How to avoid foreign currency fees when booking holidays abroad

How to avoid foreign currency fees when booking holidays abroadI'm such a numpty. I've just been charged £27.50 by Lloyds Bank for booking three nights in a hotel in Amsterdam in euros. I should know better. I know perfectly well how to avoid these fees (which I’ll explain later so you don’t have to pay them). In my defence, I did think I was paying in sterling...

Six alternative ideas for cheap half-term fun

Six alternative ideas for cheap half-term funHalf-term is imminent – where does the time go? Mercifully it looks as if it will be mostly warm. Still, even when the sun shines, entertaining the kids can be pretty expensive if you go to theme parks or museums. I’ve put together a few alternative (and cheap) ideas for holiday family fun – suitabl...

Last-minute London hotels: where to find budget beds

Last-minute London hotels: where to find budget beds“Shared bathroom” is not normally a concept which strikes fear into my heart. Until you place it in the same context as “hotel room”. I needed an overnight stay in London at very short notice last week. It was too late to phone a friend and all the Travelodges and EasyHotels were full or in the wron...

Watch us live on Asset TV!

Watch us live on Asset TV!Lights! Camera! Action! Skinted Minted Mum is now coming to you on video. Our friends at Asset TV have very kindly helped us with our first moving image broadcast which they've also put up on their website. It's shot in the Minted kitchen and features my Skinted colleague Charlotte and myself&n...

Insurers charge more than credit cards to pay monthly for car insurance

Insurers charge more than credit cards to pay monthly for car insuranceI was thinking about paying my car insurance monthly until I saw the cost on my renewal notice for doing so: 28.8% APR representative or 12% of my premium extra. Crikey, that’s more than most credit cards, I thought. Just to be certain I double-checked with Moneyfacts. According to their latest figu...


HELLO from two journalists in very different circumstances! One of us is better off than the other but that doesn't stop us being good friends with a shared interest in getting the most for our money.

As we’ve both worked for a long time writing about personal finance, we've got a bit of a head start through the maze of banking, saving, mortgages, pensions and investment.

But not everyone is so lucky. We've met a lot of mums over the years who get overwhelmed by money matters, including the brain surgeons and rocket scientists. And no wonder – there’s really too much information out there and even the idiot’s guides are complicated.

We thought we could help by sharing any solutions we find for our own money challenges and passing on any tips and brilliant deals that we discover.

Please read our blogs to see how we cope (not always successfully!) with everyday spending and saving and sign up to our newsletter to get a weekly round-up of everything you need to know from new products to the best bargains. You can also ask a question about money in our forum or leave your own insights and reviews for our community. Hopefully SMM can give you a steer whatever side of the tracks you’re on!

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Buy to let: a guide to being a landlord

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Spring 2018 suggestions for advanced Isa investors

Sky is not the limit

Ten steps to trouble-free TV

Does loyalty pay?

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Educating the next generation about personal finance

Ten ideas for teaching your kids about money

Pet insurance: the basics

How to cover man’s best friend (and other creatures)

Are premium bonds worth a punt?

All you need to know about these government prizes

Ten easy ways to save money shopping

Painfree purchasing using cashback websites

The Lifetime Isa: the basics

Government help when you save for a property or pension with a Lisa

Car rental abroad

Ten essentials to avoid being ripped off

Ten tips for choosing the best student bank account

See beyond the freebies to get the top deal

How to invest in funds

Tips for choosing the right investment for you

How to be safe online

Ten tips you MUST read to protect yourself

How to object to planning applications

Ten steps to fighting the developers on your doorstep

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2017 SHOMO Awards

2017 SHOMO Awards

Winner of Best Personal Finance Blog and runner up in Best New Blog category. We are proud to be members of UK Money Bloggers.

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