Family finance tips for every budget

Charlotte Beugge is skinted
Jane Wallace is minted

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#Tax-free #childcare: now for those with older kids too

#Tax-free #childcare: now for those with older kids tooChildcare is expensive: but if it’s good quality care, then it’s worth paying for. For most parents, the cost of childcare falls the older the children get. But that doesn’t mean it stops. If you’re a working parent then you know the difficulty of arranging enough play dates, courses and the lot to ...

Why #civilpartnerships should be extended to mixed sex couples: it’s all about #tax and #benefits

Why #civilpartnerships should be extended to mixed sex couples: it’s all about #tax and #benefitsSt Valentine’s Day is probably not a big event in your diary (though your teenager might feel differently). But, frankly, if you are living together in unwedded bliss and your beloved pops the question today, then say yes: if for no other reason than being married means you get tax and benefits brea...

#Savings: did I get it wrong?

#Savings: did I get it wrong?Interest rates are going up. This is bad news for borrowers and good news for savers. Not this saver, though. And not all borrowers either. Here’s why. This week the Bank of England warned base will go up sooner rather than later: possibly, experts say, as early as May. Base rate is used by banks to...

#Creditcards: a small victory for me

#Creditcards: a small victory for meI did it. I have managed a whole month without using my credit card once. This came about after I got a big (for me) bill after Christmas which I paid off in full at the end of last month. I decided that the small amount of benefit I got from using my card for spending – gift vouchers – wasn’t worth...

#Travelinsurance: more important than remembering to pack your bikini?

#Travelinsurance: more important than remembering to pack your bikini?There’s an interesting question on our new forum about holiday insurance: should we bother with it if going on holiday to Europe? As Britons currently can get an EHIC which allows you to get the same level of free treatment as those in the European country you’re visiting, then it’s a valid question...

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Five #investment tips for #YearoftheDog

Five #investment tips for #YearoftheDogHappy Chinese New Year! Tomorrow marks the start of the Year of the Dog – see my own decorations in the picture. As a Dog myself (in Chinese horoscope terms, that is) I’m hoping to double up on any good luck available. One of the Chinese New Year traditions is to give money to younger relatives (and...

Five ways to deal with a wobbly #stockmarket

Five ways to deal with a wobbly #stockmarketIn the busy run up to half-term last week, you may not have noticed that the stock market plunged. It recovered a bit, but not to its recent heady heights. So far this week, it’s been basically flat as today’s obligatory dessert. The original drop was quite steep and affects everyone with an investm...

Is #SkyTV really worth it?

Is #SkyTV really worth it?I don’t believe it! The average monthly bill for Sky has apparently fallen for the first time ever. That may be so in TV Wonderland but not in the Minted household where TV fees seem to be on a one-way journey: up. I ditched Sky back in 2016 when my monthly bill hit £31.75. That was the basic packag...

Is your #investment one of these #dogs?

Is your #investment one of these #dogs?Have you had a look at your investments recently? You should be quids in: the stock market has been riding high (although it has come off recently) and shares have done well. If you’ve lost money, something isn’t right: you could be in a “dog” fund. Twice a year, online fund service Bestinvest crunc...

Ask your #money questions in our new #SMM forum

Ask your #money questions in our new #SMM forumWould you like to know more about money matters but don’t know where to start? Would you like to get commonsense answers from someone about, for example, how to cut your electricity bill? Or would you just like to be up-to-speed with all the latest discounts? Skinted Minted Mum has a brand-new solut...


HELLO from two journalists in very different circumstances! One of us is better off than the other but that doesn't stop us being good friends with a shared interest in getting the most for our money.

As we’ve both worked for a long time writing about personal finance, we've got a bit of a head start through the maze of banking, saving, mortgages, pensions and investment.

But not everyone is so lucky. We've met a lot of mums over the years who get overwhelmed by money matters, including the brain surgeons and rocket scientists. And no wonder – there’s really too much information out there and even the idiot’s guides are complicated.

We thought we could help by sharing any solutions we find for our own money challenges and passing on any tips and brilliant deals that we discover.

Please read our blogs to see how we cope (not always successfully!) with everyday spending and saving and sign up to our newsletter to get a weekly round-up of everything you need to know from new products to the best bargains. You can also ask a question about money in our forum or leave your own insights and reviews for our community. Hopefully SMM can give you a steer whatever side of the tracks you’re on!

Latest guides

Sky is not the limit

Ten steps to trouble-free TV

Does loyalty pay?

How you can earn while shopping

Educating the next generation about personal finance

Ten ideas for teaching your kids about money

Pet insurance: the basics

How to cover man’s best friend (and other creatures)

Are premium bonds worth a punt?

All you need to know about these government prizes

Ten easy ways to save money shopping

Painfree purchasing using cashback websites

The Lifetime Isa: the basics

Government help when you save for a property or pension with a Lisa

Car rental abroad

Ten essentials to avoid being ripped off

Ten tips for choosing the best student bank account

See beyond the freebies to get the top deal

Which fund should I add to my portfolio this year?

Spring 2017 suggestions for advanced investors

First fund recommendations

Spring 2017 suggestions for beginner investors

Picking your first fund

How to choose the right investment for you

How to be safe online

Ten tips you MUST read to protect yourself

How to object to planning applications

Ten steps to fighting the developers on your doorstep

Filling in your tax return

Ten tips for paying tax

What is a tracker fund?

Letting computers take the strain of investing

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2017 SHOMO Awards

2017 SHOMO Awards

Winner of Best Personal Finance Blog and runner up in Best New Blog category. We are proud to be members of UK Money Bloggers.