Family finance tips for every budget

Charlotte Beugge is skinted
Jane Wallace is minted

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Food kits: are they worth it?

Food kits: are they worth it?I’ve just spent more than £100 at Sainsburys: and I don’t think I’ve got enough for more than three or four complete dinners. Yes, I did buy non-food items – cat food, toilet roll - as well as lunch/breakfast stuff and (non-alcoholic) drinks. But the dinner choices are uninspiring and basically come...

Are you losing your identity to a fraudster?

Are you losing your identity to a fraudster?  I have had my bank account targeted by fraudsters twice. In both cases, my bank sorted it out quickly and I didn’t lose any money. These days, I am so conscious of being defrauded my banking activities are set back in the 20th century. I don’t do bank transfers unless I can possibly avoid it ...

When some things are too cheap

When some things are too cheapI have had it with Poundland. I only ever went there to bulk-buy their £1 spectacles. But the last three pairs I had lasted – and this is no exaggeration – four days. The arm of one pair fell off as soon as I put them on. One lens of the next pair fell out after a day. The final pair managed to last...

Back to school: at what a cost?

Back to school: at what a cost?Next week school summer term begins: and we are ready for it, with the homework done and the uniform already ironed. Fortunately, junior has not yet undergone a massive growth spurt: unlike many of his 12 year old friends who surely must be eating Miracle Grow on their cornflakes. He still fits the ...

Charlotte is off for a week

Charlotte is off for a weekI'm taking a week off from blogging to catch up on sleep.... back next week suitably refreshed.

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Mr Minted saves money cancelling old direct debits

Mr Minted saves money cancelling old direct debitsWith more time on my hands, I have had limited excuses to not get on with doing all the things I said I was too busy (Mrs Minted prefers the word ‘special’) to do.  I had meant to review my standing orders and direct debits for some time. I was recently told that the consumer had the power to d...

What to do if you lose your Kindle

What to do if you lose your KindleWhat a drag – back to school and back to reality after a wonderful holiday in the Far East. Team Minted aimed to follow that responsible travel advice of taking only photographs and leaving only footprints, which we did, to a certain extent. We also brought home a few stomach bugs plus I left my Kin...

Why parents really should look at Help to Buy

Why parents really should look at Help to BuyGetting kids on to the property ladder is not a worry for me yet but I can see it’s an issue for quite a few other parents. Like many other things, it was a lot easier back in the day. I bought my first one-bedroom apartment in Oval for a whopping £56,000 at the age of 26. Ah, if only I’d kept it. N...

How to get cheap opera tickets

How to get cheap opera ticketsWhile thousands of tourists flock to London’s Royal Opera House (ROH), for many of us opera remains unapproachable, elusive, and above all, too expensive. This is fake news, however, when opera tickets are more affordable than you think – and less highbrow too. A seat at the ROH may cost as little a...

Jane is taking a break this week

Jane is taking a break this weekI'm on hols this week. Back with the blogs from next Tuesday. Hope you managed to get some good time off over Easter!


HELLO from two journalists in very different circumstances! One of us is better off than the other but that doesn't stop us being good friends with a shared interest in getting the most for our money.

As we’ve both worked for a long time writing about personal finance, we've got a bit of a head start through the maze of banking, saving, mortgages, pensions and investment.

But not everyone is so lucky. We've met a lot of mums over the years who get overwhelmed by money matters, including the brain surgeons and rocket scientists. And no wonder – there’s really too much information out there and even the idiot’s guides are complicated.

We thought we could help by sharing any solutions we find for our own money challenges and passing on any tips and brilliant deals that we discover.

Please read our blogs to see how we cope (not always successfully!) with everyday spending and saving and sign up to our newsletter to get a weekly round-up of everything you need to know from new products to the best bargains. You can also ask a question about money in our forum or leave your own insights and reviews for our community. Hopefully SMM can give you a steer whatever side of the tracks you’re on!

Latest guides

Affordable opera tickets

How to get a discount Don Giovanni

Your first fund: where to invest?

Spring 2018 suggestions for beginner investors

Buy to let: a guide to being a landlord

Basic steps to making money out of bricks and mortar

Which fund should I add to my portfolio this year?

Spring 2018 suggestions for advanced Isa investors

Sky is not the limit

Ten steps to trouble-free TV

Does loyalty pay?

How you can earn while shopping

Educating the next generation about personal finance

Ten ideas for teaching your kids about money

Pet insurance: the basics

How to cover man’s best friend (and other creatures)

Are premium bonds worth a punt?

All you need to know about these government prizes

Ten easy ways to save money shopping

Painfree purchasing using cashback websites

The Lifetime Isa: the basics

Government help when you save for a property or pension with a Lisa

Car rental abroad

Ten essentials to avoid being ripped off

Ten tips for choosing the best student bank account

See beyond the freebies to get the top deal

How to invest in funds

Tips for choosing the right investment for you

How to be safe online

Ten tips you MUST read to protect yourself

How to object to planning applications

Ten steps to fighting the developers on your doorstep

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2017 SHOMO Awards

2017 SHOMO Awards

Winner of Best Personal Finance Blog and runner up in Best New Blog category. We are proud to be members of UK Money Bloggers.

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